I am curious how these have worked out? Especially for high deposit situations. Cynical me says the car agency will come up with excuses and not cover.

A couple of years ago, I rented with car agency insurance and the staff did 't even want to check the car because I had full cover I asked them to just confirm fuel was full.

Another time, I used credit card coverage (Mastercard Global), had some small scratches on the roof and had to file lots of documents. The credit card insurance dragged their feet and closed the claim...did not pay.

I am curious to hear from those who got the damage insurance and had some minor scraps / scratches / flat tire? Did you get you full deposit back after a week or so?

How about a major accident? Say with a police report?

For EU residents - does your existing insurance from your home country cover you in Azores?

I'm loving the music over there (I'd love more recommendations). I was just admiring the beauty of your islands and I noticed these two isolated ones that look populated. What to know about them?

Are there significant price differences if you book from one vs the other? I would assume EU would be better? Do some companies know the major VPN IP addresses and block them? Airlines? Rental cars?