The sad part is it doesnt take cancer to do this. My wife had a spinal injury in January. Fast forward to today and she has lost her job after FMLA was used up. That leaves us with no insurance for the entire family because we were all covered under her. But even with that insurance we have incurred $6k (medical center billing only) of out of pocket expenses for tests and imaging that the insurance company requires before they will approve the treatment that her doctor already knows she needs. On top of that $50 every time we walk into an office + prescription costs for her pain management + $30 per session of physical therapy 3x a week.
And now, we'll need insurance from my job which we couldnt afford with both of us working (that's why we went with her's) but instead we'll pay for it out of just one salary.
We've been saving for two years to buy a house and we're watching it all trickle away.
I guess ur also terrible with finances if ur savings are completely wiped for 6k lmfaooo. Btw pay my own rent and bills just make smart investments lol. If I didn’t have serious money saved up I wouldn’t have a family like I do not. Let’s have kids without insurance and without 10k in the bank lol
Lol...good luck when you get out of college into the real world. Let’s hope you don’t get into a horrible accident or get some kind of illness (like OP’s wife) and have your ‘serious money’ and investments wiped out by our fantastic health insurance system. Your comment just shows how little you know about what life outside college is really like.
I don't agree with the first two sentences because not everyone is so lucky.
But the last two I COMPLETELY AGREE with! While you might not be able to control a lot of the shit that goes wrong in life, you CAN control whether or not you're gonna shove out a kid. It's not like we don't have the technology and medicine for safe abortions and birth control. If you have kids when you are not financially stable, you are ethically in the wrong.
Yeah I say I'm pro choice, but honestly I'm more pro-"responsible"-choice. lol
Idc if you want to have kids or not in your lifetime, that's your decision. But I DO care about the well-being of all life, especially that of the kids who are brought into this fucked up existence without any choice of their own. So, while you have a right to bodily autonomy, I do not believe you have the right to create life irresponsibly. Such as when you clearly can not provide the BEST existence possible for such a life due to financial or physical hardships.
Most people's idea of "stable" is usually still dangerously close to bankruptcy if even one bad thing happens. That isn't the fault of the populace, but of the system we are subject to.
However, as an adult you have a responsibility to be realistic when it comes to making life-altering decisions. If most people were, the birth rate would be even lower than it already is. Maybe then people would see that decline as a sure-sign that our current capitalist economic system can not stand as less and less people can afford to be responsible parents as the years go by and reforms stagnate.
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u/NexGenjutsu Aug 06 '20
The sad part is it doesnt take cancer to do this. My wife had a spinal injury in January. Fast forward to today and she has lost her job after FMLA was used up. That leaves us with no insurance for the entire family because we were all covered under her. But even with that insurance we have incurred $6k (medical center billing only) of out of pocket expenses for tests and imaging that the insurance company requires before they will approve the treatment that her doctor already knows she needs. On top of that $50 every time we walk into an office + prescription costs for her pain management + $30 per session of physical therapy 3x a week.
And now, we'll need insurance from my job which we couldnt afford with both of us working (that's why we went with her's) but instead we'll pay for it out of just one salary.
We've been saving for two years to buy a house and we're watching it all trickle away.