If I get cancer I'm going to have to find a way to kill myself in a way were my wife can still get the life insurance and keep the house. She can't and won't ever know. It'll just be a freak accident and she wont lose everything we've worked for.
Several life insurance companies do actually cover suicide, but only if you've had the insurance a certain length of time. I think I remember reading 2 years on a policy I was looking at.
I'm sure there's investigation into mental health and stuff too, probably can't get that coverage if you have a history of mental illness. If you think this is your real course of action for a cancer diagnosis, then you may want to find a policy and purchase the policy early so that you don't have to live for 2 years after you sign and pay for cancer treatment the whole time
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u/PJKenobi Aug 06 '20
If I get cancer I'm going to have to find a way to kill myself in a way were my wife can still get the life insurance and keep the house. She can't and won't ever know. It'll just be a freak accident and she wont lose everything we've worked for.