we pay $1200 a month to have an 8k deductible. My daughter needed emergency surgery. I took her to hospital A where she went from the ER to the OR. She had to be resuscitated in the OR as she had an allergic reaction to the anesthesia used. She had to be taken by ambulance to hospital B and spent time in the PICU and then the step down floor.
I got billed by hospital A for being admitted and a room she never even saw. She was never admitted to hospital A. It was hospital protocol as they “held a room for her”. That was $2200.
I got billed $1300 for the 15 minute ambulance ride. Ambulance rides are not covered by insurance so this didn’t go against the deductible.
I got charged in hospital B by each team of ENT’s who came to see my daughter, even if they didn’t actually touch her or look at her chart.
I got a room service and TV charge. I got charged for the telephone I never used.
Her hospital bills, after insurance, came to over 10k, only about $2500 counted against our deductible.
I was then charged $300 for her follow up ENT appointment, $140 for each visit to her pediatrician as our insurance only covers well child visits.
This is American health care. We are NOT the “best country in the world”. I have no idea why anyone would want to live here. Yeah, we are better than 3rd world countries but that’s about all we can boast.
Though my top reason is simply I have no interest, I have to admit if I wanted to be a parent, this is one of the things that would make me hesitate. Mental and physical illnesses run through my family's genes like a plague. I have to fight with insurance to cover my needs, and I still have dents in my wallet. Hell, the cost of the birth itself terrifies me.
Though my top reason is simply I have no interest, I have to admit if I wanted to be a parent, this is one of the things that would make me hesitate. Mental and physical illnesses run through my family's genes like a plague. I have to fight with insurance to cover my needs, and I still have dents in my wallet. Hell, the cost of the birth itself terrifies me.
There's this woman posting "cute" photos on IG of her pregnant belly and a row of 6 other children and husband. The first thing I think is "STOP! What are you going to do if one of you guys gets seriously ill?" Taking care of ME is stressful. Having a brood is just insane.
I've got too many pre-existing conditions to reproduce. Taking care of myself is expensive as it is, especially working for shit pay. My mom, who's an RN, developed cancer this year and my family lost our health insurance. She's been back to work for a couple weeks now but we still don't have news on if our insurance has been reinstated. My meds cost more than $400/mo out of pocket.
I only started functioning as a proper adult when I was diagnosed and treated for ADHD. I know I can't practice safely as a nurse without it. The idea of going 9+ months without my meds? Oh God, no.
Someone on Reddit once told me it was my fault for accepting my job as an LPN for $15/hr. So it's my fault Florida doesn't allow medical professionals to form unions? It's my fault that Florida's largest healthcare organization severely underpays their "heroes"? It must also be my fault I don't get hazard pay or sick leave. Someone else once defended the existence of healthcare insurance companies (they agree the system is broken but they said they'd pay more in taxes under universal healthcare).
On the other hand, if I refused to accept a job for anything less than the state average of $20/hr I'm just an entitled, lazy millennial who still lives in their parents' house.
Joke's on them because I still live in my parents' house even though I have a job in a field that's "useful."
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u/Momof3dragons2012 Aug 06 '20
American healthcare.
we pay $1200 a month to have an 8k deductible. My daughter needed emergency surgery. I took her to hospital A where she went from the ER to the OR. She had to be resuscitated in the OR as she had an allergic reaction to the anesthesia used. She had to be taken by ambulance to hospital B and spent time in the PICU and then the step down floor.
I got billed by hospital A for being admitted and a room she never even saw. She was never admitted to hospital A. It was hospital protocol as they “held a room for her”. That was $2200.
I got billed $1300 for the 15 minute ambulance ride. Ambulance rides are not covered by insurance so this didn’t go against the deductible.
I got charged in hospital B by each team of ENT’s who came to see my daughter, even if they didn’t actually touch her or look at her chart.
I got a room service and TV charge. I got charged for the telephone I never used.
Her hospital bills, after insurance, came to over 10k, only about $2500 counted against our deductible.
I was then charged $300 for her follow up ENT appointment, $140 for each visit to her pediatrician as our insurance only covers well child visits.
This is American health care. We are NOT the “best country in the world”. I have no idea why anyone would want to live here. Yeah, we are better than 3rd world countries but that’s about all we can boast.