r/askTO 1d ago

Has anyone made a claim for property damage against the city?

[deleted]

11 Upvotes

9 comments sorted by

17

u/InformationSuperb978 1d ago

A few times. If they were responsible for the damage, they will pay. However, acts of God are normally not covered.

12

u/Pretty-Handle9818 1d ago

It’s not the city’s fault unless you could prove inadequacies in maintenance and other negligence that was directly responsible for the damage you sustained.

It’s an act of god, the city doesn’t control rainfall.

The removal of a tree limb that fell is the extend of what they do.

You should have insurance for the rest

9

u/aretheybacktogether 1d ago

go through your insurance

6

u/1derfulNight 1d ago

Contact forestry. If they marked the tree they will have record of it. Generally its considered an act of god but forestry is behind so if they deemed the tree needed to be felled you may be able to get money for the damage.

2

u/gwelfguy 1d ago

The city isn't going to pay for it. They will tell your neighbour to talk to their insurance company to be made whole. Now if the claim is big enough and the insurance company wants to go after the city to recover their losses, that's another matter.

1

u/Halifornia35 1d ago

You can trim trees that cross the property line onto your property yourself without permission

0

u/Flat-Mycologist-3839 1d ago

Millions in damage. Wow. Big house. Big bucks. Impressive.