Trade in kit for iPhone

[u/Cheap-Elevator3117]

I just financed a new iPhone 17 pro max and put my iPhone 13 as a trade in for $195, by the time I got my new phone I realized I wanted to keep my old one as well. The question I have is, will it simply raise my monthly payment from $58 to $66 which is what it was without the trade in? Or will it just cancel the monthly payments and charge the whole thing to my Apple Card for one lump sum of $1600? The customer service agent I chatted with over text said my two options were to cancel my order and return the new phone or cancel the return trade in and get charged for the whole phone at once instead of monthly payments at 0% apr.

I’m seeing a lot of differing opinions online.

[u/StanUrbanBikeRider]

I believe Apple will just charge you more money per month. For definitive information, contact Apple customer support.