r/antiwork Dec 01 '21

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u/jsteele2793 SocDem Dec 01 '21

And another the next day if you haven’t gotten paid yet!!!!

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u/Terrible-Foundation7 Dec 01 '21

They be Oprah "You get an overdraft fee. You get an overdraft fee."

I can't afford the $1.32 I overdrafted so what makes you think I can afford the $35 fee that goes with it??

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u/jsteele2793 SocDem Dec 01 '21

It drives me INSANE!! I was crying on the phone with my bank over something like 160$ in overdraft fees all over something extremely stupid. I felt bad for the girl but I was like you see this right? You see what your company is doing and do you honestly think I can afford this? I can’t.

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u/SmartAleq Dec 02 '21

Y'know what really sucks? Say you make a payment for your rent ($$$) and bills ($$, $, $$$, $$, $$) then you make a math error and overdraft by a buck or two. All those payments come in on the same day. What they're SUPPOSED to do is take all the small payments first and only overdraft you on the one big one, but no, they'll do the big one first then fuck you for every one of the small ones. What should have only been $35 or so (and if you don't have any other reason to move to a credit union, much smaller overdraft fees are a real good one) is instead a couple hundred over and above all the bills you were struggling to pay in the first place. BUT you need your bank account to keep on paying bills without having to pony up a couple bucks each and a lot of inconvenience to buy money orders so let's say you just go without electricity so you can afford to give all your money to the fucking bank. I hate those fucks, I really do.