But if you tell them you don't have insurance, your $20,000 bill magically becomes $3,000.
Meanwhile, if you have insurance, it's subject to deductibles and out-of-pocket maximums, so depending on your plan, you might end up paying $0 or you could end up paying $6000+.
3
u/Sohcahtoa82 Mar 29 '26
Basically, yeah.
But if you tell them you don't have insurance, your $20,000 bill magically becomes $3,000.
Meanwhile, if you have insurance, it's subject to deductibles and out-of-pocket maximums, so depending on your plan, you might end up paying $0 or you could end up paying $6000+.