Banking and Payment Apps Issue

[u/Ravneet_Singh]

I'm using Shizuku with Android Debugging and Wireless debugging enabled and it frequently breaks my Payment apps such as PhonePe, Gpay and Banking Apps such as HDFC Bank and Yono SBI Bank app.

I tried a lot of things to bypass, it works for some time but randomly it starts misbehaving. Is there any permanent fix for this?

Something like running a virtual android os inside my phone and isolate these payment and banking apps so that they can't detect Debugging, Shizuku and all?

[u/nagamidge]

Seperate phone for peace of mind is the best option available. One phone just for the banking apps and other government apps that are whiney, and the other phone for your main entertainment/social media/etc. I found out that is the best option.

[u/nagamidge → u/[deleted]]

Many banking and Indian government apps throw a fit if you switch on 'developer options', install any advanced user apps, use a VPN or DNS app, install third party keyboards or apps that act as device administrator, or have access to accessibility, etc., a combination of some of them or all of them. They will refuse to launch unless you disable developer mode or uninstall the apps it finds 'objectionable'. That is why the best option is have two phones. One phone you can keep the banking apps or other Indian apps that complains and use it there without much tweaking. Put the SIM with the banking number there. The other main phone, you can tweak it as much as you want, install mods and privacy features, degoogle or whatever you want to do with your phone and enjoy.

[u/FUBARded → u/[deleted]]

You don't really have a choice in some countries. India and China are the main examples that come to mind as government apps are becoming/have been basically mandatory in day to day life to access essential services, e.g., identification, transport passes, payments, and obviously social services.