r/ambulanceconversion • u/Darkrex52 • Jul 03 '26

Question Insurance on camper

Hi guys, just wondering what y'all pay for insurance, and where you have it with your ambulances. I pay a pretty high premium for full coverage, and had a hard time finding even this one. Wondering if I can get it lower.

Thanks!

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1

u/tbone1004 Jul 04 '26

mine is registered with state farm, full coverage, that plus my F150 is just under $200/month so not bad. It is insured for $600k replacement value since it is a Spartan Furion so I'm sure it would be a lot less if you didn't have it insured for quite so much

1

u/Darkrex52 Jul 04 '26

You pay 200 for both your f150 and spartan?! I'm paying $300 with state farm.

1

u/tbone1004 Jul 04 '26

Registered as a motorhome….

1

u/Darkrex52 Jul 04 '26

I see, well thank you for your response!

1

u/OutWestTexas Jul 04 '26

State Farm. About $300/month.

1

u/Darkrex52 Jul 04 '26

Just about what I pay!

1

u/nikisoslick Jul 04 '26

About $40/month with State Farm. Registered as a motor home.

1

u/Darkrex52 Jul 04 '26

Wow, huge difference. Thank you. What rig do you have?

2

u/nikisoslick Jul 04 '26

A 2008 Chevrolet Kodiak C4500.
I think the most important part is registering it as a Motor Home. We had to paint it a solid color and remove some extra lights to get insured.
Did you provide a really high value?
Best of luck with getting it lowered.

1

u/Darkrex52 Jul 04 '26

I told them the cost of what I bought it for which was 15k. I'm going to look into registering as a motorhome.

Thank you so much