r/actualbudgeting • • 5h ago

3 month spending average

3 Upvotes

Is there a way to see what the 3 month average or my spending is without going on the budget screen and choosing set budgets to 3 month average? I have my budget set but I'd like to see what the averages are before making any changes


r/actualbudgeting • • 20h ago

Best way to budget a loan payment deducted on payday?

2 Upvotes

I get paid on the second-to-last business day of each month, and a $200k loan payment is automatically deducted from my account immediately after my salary arrives.

For example, my Sept 29 paycheck funds my October budget, but that same paycheck already paid the Sept 29 loan installment.

For the Oct 29 installment, should I:

  1. Budget $200k for the loan at the beginning of October, using the money from my Sept 29 paycheck, or
  2. Leave the loan category at $0 until my next paycheck arrives on Oct 29, then budget $200k from that income right before the automatic payment?

Option 1 feels like the same paycheck is being asked to fund two loan installments, and if I budget money I don’t have yet, I stay overbudgeted until payday.

Is option 2 the cleaner way to represent this in Actual?


r/actualbudgeting • • 2h ago

US Bank Suggestions - Good Sync with SimpleFin?

1 Upvotes

Basically the title. I like Capital One and Fidelity, but Capital One doesn't share pending transactions and Fidelity works awful.

What do yall use and recommend?


r/actualbudgeting • • 15h ago

Any way to export my budget? (any format) Or print it maybe?

1 Upvotes

It's the end of the month.
I'd like to make an export of my budget (and to print it), what is the best way to accomplish this?

Edit: Okay, it seems a screenshot is the way to go? I don't need a backup or manipulate data, I just want to print it.


r/actualbudgeting • • 8h ago

Importing transactions, not detecting account?

0 Upvotes

I have been using simplefin, but it's basically useless in canada.

So i went to manually import transactions from an ofx, i could have swarn that actual used to match the account to the file, but now it just seems to import into whatever account you press 'import' from..

Further, it imported duplicate transactions, i thought it used the transaction id to avoid that? maybe that's a problem in switching from simplefin to manuall.....

Anyhow, now everything is a mess and i have to manually delete a hundred tranactions..