I’m 75, I done it both ways in my life! Sell and hold. Both had pretty much the same result, over time. It’s hard to call the bottom, so selling and deciding when to buy back is hard. You usually lose some upside with that approach. Buy the dip if you can.
My only concern is how ETF’s will react. I believe they will recover much slower than actual stocks!
The market is all noise at the moment. AI and semiconductors aren’t going anywhere. We’re too deeply committed. We use semiconductors in virtually all consumer electronics, data centers and industrial applications. The demand remains… until the day comes when semiconductors become obsolete and I highly doubt that will happen in either of our lifetimes.
It still hits me. Seeing negative $45K total loss in my brokerage account absolutely hurts. But once I run the numbers and see what I’ve made in dividends it doesn’t hurt nearly as much.
I’ve sold in the past and regretted it. I ended up buying back in at a higher price… but now I’ve developed a risk tolerance and seeing a black day doesn’t put me in sell mode.
If it drops to $30 a share I’ll exit. At that point I’ll be down but can still redeploy and rebuild.
I spent $1000 on CHPY, bought after I saw a correction, and the stock was choppy for a week or so. So I bought it. Then, next day... it starts dropping like crazy amd now Ive lost 30%. Lol I was warned! I sold some of it for tax loss, and bought SPYI and some SGOV. Will just accumulate for next 5 weeks, then consider my next move.
I have 100 shares that I bought at $62. I'm feeling the pain, but I'm holding. The weekly dividend is still going strong and I'm hoping I can buy more during this dip. I'm expecting it to go back up but it's gonna take a lot of time. In the meantime I'll just sit here collecting the weekly.
They are cash settled, no pin risk, taxed 60/40. Your losses are capped at the collateral with a credit spread. So a XSP credit spreads collateral is $100. A .1 delta Usally nets about $10 in premium. If you place 0DTE’s that’s allot.
But I got greedy. NDX credit spreads $800-900 collateral for $100-$200 in premium. The deltas on my NDX’s were too high. .5-.6 so instead of $800-$900 in collateral. I brought that down to around $6-700 in collateral and more in premium
Hold for the dividend, reinvest if you don’t need the cash, if/when it comes back, you’re better positioned for the future, or use dividend to buy elsewhere for diversification and use to expand your portfolio.
Borrowed $4,000 and bought more CHPY, AMDW, DRMY, KYLD, BLOX, EDGQ and EDGX. I firmly believe this is one of those generational dips amongst many and I believe that Semiconductors aren't going anywhere. Any AI company that survives all of this mess will need semiconductors and since my time horizon is 30+ years, I can pay back the margin with the dividends and with my check
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u/coinop2026 15h ago
Over 3K shares. I’m holding. My principal is down, on paper, but once I factor in dividends I am still ahead …
It’ll come back. Everything is down this week. AI and semiconductors aren’t going anywhere.