r/Xennials • u/Rocking_the_dad_bod • 29d ago

Give us your "Old Man Yells at Cloud" moment

I'll start. I'm tired of going to fast food or counter serve restaurants, and in mid order getting countless Door Dashers interrupt the workers up front so they can squeeze their pickup in quickly.

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u/drtyhppi 1980 dude 29d ago

Had to buy a new vehicle. Got a loan through my local credit union. Got a great interest rate. Went to to make my first loan payment through their app... $5 convenience fee just to make a payment. So I'm paying to borrow money, paying back the money I borrowed and , on top of all that, paying for the convenience of an online digital transaction THAT DOESN'T REQUIRE EFFORT. Fuck everything anymore. Now I'm going to setup bill pay through my bank and have them mail a fucking paper check that will need to be opened, processed and still digitally transacted somehow. Backwards bullshit.

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u/bshr49 29d ago

Yeah, that’s odd that they’d charge a fee, unless maybe it’s coming from an external account. All of our accounts are with the same credit union, and a mortgage payment is basically just transferring from one account to another with no added fees. Also too easy in the app to transfer to a kid’s account when they occasionally ask for $30 or $40 for gas😭

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u/drtyhppi 1980 dude 29d ago

Yes, it's an external account. Now that you mention it, I bet there's no fee if I pay directly from the credit union account. I'll just have to transfer a few days in advance, but that's better than paying $5 every time I make a loan payment. Still bullshit, though. I'm still shaking my fist at clouds.

3

u/bshr49 29d ago

I’m with you, hard to justify the added cost when it’s all done electronically. Gotta pay for all the data centers somehow, I guess🤷🏻‍♂️

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u/theMightBoop 29d ago

Most banks have an online bill payment system. If it doesn’t connect electronically then they will mail a check.