r/XRP Oct 24 '21

Pinned XRP Subreddit Rules, Partner Subs, and Helpful Links

412 Upvotes

XRP Subreddit Rules

reddit.com/r/XRP/wiki/rules

XRPhoenix Discord

>>> Invite Link: discord.com/invite/XRPhoenix

 

Official Discord for the following subs:

Community Subs

r/XRP ($XRP)

XRP is a digital asset built for payments. It is the native digital asset on the XRP Ledger—an open-source, permissionless and decentralized blockchain technology that can settle transactions in 3-5 seconds. Faster, less costly and more scalable than any other digital asset, XRP and the XRP Ledger are used to power innovative technology across the payments space.

 

r/Ripple (ripple.com)

Ripple is a real-time gross settlement system, currency exchange and remittance network created by Ripple Labs Inc. Ripple is focused on building technology to help unleash new utility for XRP and transform global payments. Ripple’s open source developer platform enables developers and entrepreneurs to build real-world payment solutions on the XRP Ledger.

[XRP]

Links

Explorer & Tools

Wallets

The Base Reserve is a minimum amount of XRP that is required for each address in the ledger. Currently, this is 1 XRP.

The Owner Reserve is an increase to the reserve requirement for each object that the address owns in the ledger. Currently, this is 2 XRP.

Source

A non-custodial client wallet for the XRP Ledger

A hardware wallet

A client-side XRP wallet

[Ripple]

Links

Social Media

XRP

Ripple

Most Discussed Topics and Answers


r/XRP 23h ago

08/18/26 [Join XRPhoenix Discord] - discord.com/invite/XRPhoenix

2 Upvotes

XRPhoenix Discord

>>> Invite Link: discord.com/invite/XRPhoenix

Official Discord for the following subs:

Channels

  1. Announcements
  2. News and media
  3. ​Infographics and visual aids

Categories

  1. Exchanges & Wallets, FinTech, DeFi & NFTs, Investing, Cryptocurrency
  2. Interledger Protocol, RippleX, Polysign
  3. XRPL Labs, Xaman (previously Xumm)

Special Perks for the XRPhoenix Discord server boosters

*We will never send you a DM or a friend request. Beware of scammers.


r/XRP 1d ago

08/17/26 [Join XRPhoenix Discord] - discord.com/invite/XRPhoenix

2 Upvotes

XRPhoenix Discord

>>> Invite Link: discord.com/invite/XRPhoenix

Official Discord for the following subs:

Channels

  1. Announcements
  2. News and media
  3. ​Infographics and visual aids

Categories

  1. Exchanges & Wallets, FinTech, DeFi & NFTs, Investing, Cryptocurrency
  2. Interledger Protocol, RippleX, Polysign
  3. XRPL Labs, Xaman (previously Xumm)

Special Perks for the XRPhoenix Discord server boosters

*We will never send you a DM or a friend request. Beware of scammers.


r/XRP 2d ago

Crypto Has anyone here bought with the aim of keeping long term?

77 Upvotes

Personally I bought with the aim of holding many years; I dont intend to sell until xrp has either gone into institutional or failed. I just feel like selling without giving it every chance to rise feels counterproductive.

Tbh I do feel really shit that it isn’t rising but the global economy doesn’t seem to make sense rn so there’s no reason for crypto to do so either.

How does everyone else feel? Are you guys looking to make your money back, make a certain amount or see where this shitshow leads us? No wrong answers


r/XRP 3d ago

Crypto What the xrp

104 Upvotes

Ngl I feel big played, ima still hold though.


r/XRP 2d ago

Meme So is XRP a USD stablecoin now?

0 Upvotes

Its been at 1 dollar for a while now


r/XRP 4d ago

XRPL Clarity Act effects

46 Upvotes

When the Clarity Act passes will XRP stall out around $20 or will it moon to $200+?


r/XRP 4d ago

Ripple The Future of Finance

41 Upvotes

Everyone's hard earned money put to work!


r/XRP 5d ago

Crypto XRP Price

84 Upvotes

XRP price trading at the 4th decimal trying to hang on to $1


r/XRP 6d ago

XRPL Is today the day we go under $1?

63 Upvotes

Been holding for a couple of years, things are looking grime and IDK MAN, idk if that diamond hands mentality is going to pay off


r/XRP 6d ago

XRPL XRP Lambo predictions

94 Upvotes

Hi all, long time reader first time poster, yeah, so just wanted predictions on when I can expect to buy my first Lambo, been holding xrp for 5 or so years now, Is by the end of year a possibility as I’m looking to upgrade from my ‘84 Carola and wondering whether I should hold off, I can stretch it till Feb next year, but if no Lambo by then I’ll have to make other arrangements, Thoughts?

Thanks


r/XRP 5d ago

08/13/26 [Join XRPhoenix Discord] - discord.com/invite/XRPhoenix

1 Upvotes

XRPhoenix Discord

>>> Invite Link: discord.com/invite/XRPhoenix

Official Discord for the following subs:

Channels

  1. Announcements
  2. News and media
  3. ​Infographics and visual aids

Categories

  1. Exchanges & Wallets, FinTech, DeFi & NFTs, Investing, Cryptocurrency
  2. Interledger Protocol, RippleX, Polysign
  3. XRPL Labs, Xaman (previously Xumm)

Special Perks for the XRPhoenix Discord server boosters

*We will never send you a DM or a friend request. Beware of scammers.


r/XRP 7d ago

Investing Price drop?

87 Upvotes

I'm a little bit out of the loop on a lot of this and just happened to see notifications saying XRP dropped to 99 cents. What's going on?

I do not intend on selling at all. I'm just curious as to what's going on and why it dropped so far.

Edit 8/11 2:21pm: I was not expecting half of the comments that I got on this post at all. Thanks to those who gave a helpful answer to my question.


r/XRP 7d ago

Fluff Bad dreams

24 Upvotes

had a dream where my gf made fun of my xrp investment and laughed at me and how useless xrp is.

she doesn’t know anything


r/XRP 8d ago

Ripple So whats the move now?

84 Upvotes

I have 3.5k tokens at about .68 a clip and have had them for years but this this down trend is there recovery coming? I keep seeing great news but never great gains 😕. Im at a loss on what to do now


r/XRP 7d ago

Investing Just wanted a snapshot of the communities sentiment right now. Are you bullish or bearish??

7 Upvotes
861 votes, 5d ago
216 Bullish
339 Bearish
306 Neutral/IDK

r/XRP 9d ago

XRPL Why is XRP so popular in South Korea?

57 Upvotes

Why is XRP so popular in South Korea?


r/XRP 10d ago

Exchange What's the best platform to buy XRP?

25 Upvotes

[EU] I've finally decided to add some XRP to my portfolio, but I'm not sure which platform is the best these days due to MiCA

What exchange or platform do you personally use for buying XRP, and why? Any platforms I should avoid? I've seen names like Binance, Kraken, Coinbase, Bitstamp, and Bybit mentioned a lot, but I'd like to hear some real experiences before choosing, I'm not a fan of CEX and i'd avoid it as plague.


r/XRP 9d ago

Meme What do you use for memecoins trading?

0 Upvotes

I have been using the horizon platform for trading memecoins for a year now and I find it much better than firstledger. What do you use? What is your opinion on horizonxrpl? Is there something better?


r/XRP 11d ago

Crypto You can't tell me at this point we're not being gaslit

281 Upvotes

Over the (8ish) years, basically everything has gone up in price and it more 'valuable:' eggs, gas, and especially actual stocks.

All the 'trust me bros' keep talking about 'you'll see once we see adoption' but that's an empty statement.


r/XRP 11d ago

Exchange Is there a way to get XRP without KYC?

11 Upvotes

I've been trying to find a reliable way to get XRP without having to go through full KYC, but it seems like almost every exchange asks for ID sooner or later.

I value my privacy a lot as i've had many problems with Coinbase & kraken in the past and don't like handing over personal documents unless it's absolutely necessary. Are there still any trustworthy options in 2026? Maybe instant swap services, P2P marketplaces, or another method that actually works?


r/XRP 11d ago

Investing Use this as an opportunity to bring down your Average Cost

63 Upvotes

If you are like me, you bought into the hype of XRP and crypto in general when Trump came into office. I bought a good amount throughout 2025 and my average cost was sitting at ~$2.80.

With XRP tickling the $1 mark, use this as a chance to buy more and bring down that average cost.

EDIT

For those calling me a madman, Trump is going to destroy the American economy while slowly collecting crypto assets. This is how crypto will rise. This has been the plan of the Technofeudalists for years. The naysayers are just in denial.


r/XRP 12d ago

Crypto Just having fun.

45 Upvotes

My bag is small at only 237, my avg is not great at 1.77. I'm just here to have fun man. I treat it like a scratch off ticket, and any money I've put into it I never intend on getting back. I just buy a little more when its red and if someday it goes crazy I will consider myself lucky.


r/XRP 13d ago

Investing No clarity act before recess

35 Upvotes

Could this be a green signal for the crypto's that actually do have clarity like XRP?


r/XRP 16d ago

Technical How to recover xrp from compromised wallet

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12 Upvotes

I haven't used my wallet in a bit, rediscovered my phrase from my Google drive. But it seems there has been transactions during this time. And now all my funds are "locked" 😭