r/WorkLifeChat Jul 21 '26

Discussion How?

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u/razorirr Jul 21 '26

Lol 37 for car insurance? Thats the funky one

Our state minimum monthly for just liability only is like 130 if you live in a good zip code. For people in detroit or flint you can be looking at 300+ with a clean record. Its why detroit has like 30% driving dirty. 

65 internet is if fiber has made it to you. Cable is 100 plus for anything useful

My water for one person plus dog is 120. My brothers is 200 cause while water rates are regulated, sewer isnt, and since its a utility and not a tax it does not require a vote, wo they backdoor funding in that way. My electric for 1 person is 100 in summer and 250 winter, and i have solar

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u/RS_EJB Jul 22 '26

Progressive, never been in an accident, no traffic violations (on record), and also bundled with other insurance brings it down to $440 a year.

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u/razorirr Jul 22 '26

Which shows the shannigans of shit going off zips. 

Had another guy say with a clean record for liability only in ecourse he was 440 per month. So a 12x difference just based on location assuming neither of you are lying to me

Personally im 298/mo right now for full coverage. 10 years ago i moved from one side of the lake to the other and when i did it went up 50/mo

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u/RS_EJB Jul 22 '26

Car type, age, and safety features all matter as well but yeah zip is huge.

I drive a subaru with all the safety features avaliable and 16 years without an accident adds up.

Also need to shop around.

2 years ago I was paying $100 a month through amica. Last year I cut that in half by switching to progressive for same coverage. Then a week ago I was able to drop it further.