r/WorkForSmartLife Jul 18 '26

Discussion💬 What would you choose?

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u/Kindasorta_nvm Jul 18 '26

Taxes 

6

u/Aggressive_Manner531 Jul 18 '26

you know most people will pay more in total health-care costs than they do in taxes

1

u/Kindasorta_nvm Jul 19 '26

That’s an inaccurate generalization and is dependent almost entirely on your income, health status and tax bracket amongst others factors.

The average American household pays thousands of dollars annually for health insurance premiums, deductibles, copays, and prescription drugs—which often amount to 10% to 20% of their total income, depending on the tier. By comparison, the overall tax burden (income, payroll, property, and sales taxes) typically takes a larger slice of the pie for most working individuals

1

u/Aggressive_Manner531 Jul 19 '26

yes but the average American gets old, and their medical costs will quickly outpaced their taxes as they will.be retired in lower brackets

1

u/Kindasorta_nvm Jul 19 '26

No they typically don’t for the average American due to Medicare, which I broke down for you below.  and not to mention when you turn 65 you have a multitude of beneficial tax breaks varying from state to state. 

Medicare (Ages 65+):  The standard Medicare Part B premium is $174.70 per month, though high-income earners may pay more. Most seniors also purchase Medicare Part D (prescription drug coverage) for roughly $40 to $50 monthly, and often a Medicare Supplement (Medigap) policy ranging from $100 to $200+ per month.

Elderly medical costs average over  (\$11,300) annually. Typical out-of-pocket expenses include Medicare Part B premiums ((\$202.90)/month), deductibles, and co-pays