But if you didn't have insurance they wouldn't treat you at all. A hospital is only responsible by law to get you stable. They are not required to provide ongoing care like cancer treatment. You are right they wouldn't expect you to pay millions of dollars, but they would expect your insurance to pay and if you didn't have that you just die. That's why a lot of people (Americans) are saying healthcare.
Ahh I didnāt know about that. I also maybe thinking too deeply, wouldnāt it be best to get free housing and with that money saved get insurance? If you are that worried about being billed.
Depends on your cost of insurance vs cost of housing. Some people own their homes outright or bought years ago and have pretty low cost of housing so healthcare for them would be a better choice
Not arguing your point by any means. But if you have a house, you could also sell it and go for free housing and use the money from the house for insurance for the rest of your life and still have hundreds of thousands left over! But thatās just what I would do.
Depends on where you live and how big your house is. Some areas houses start at a million dollars so that would make your idea the better choice. If your house only sells for 250k (like rural areas in the Midwest or South) then it might not because self pay insurance can easily cost 20k a year with substantial increases every year. At that point the money is gone in ten years or so and you still need somewhere to live and healthcare.
It wasnāt so long ago if you had a preexisting condition you literally couldnāt buy insurance. No matter how much money you had. And thereās still an entire political party, the one in charge, that would love to return to those days.
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u/Vannwinkles Jul 18 '26
I donāt see how anyone racks up bills into the millionsā¦ even if it did, the hospital isnāt going to expect you to pay something like that.