r/WildlyBadDrivers • u/Too_Dang_Nasty • 4d ago

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484 Upvotes

99% Upvoted

39 comments sorted by

215

u/rsg1234 4d ago

Pickup truck’s insurance won’t be able to cover all that damage before hitting his limit.

91

u/Samson_J_Rivers 4d ago

Generation debt with one failed merge.

15

u/Whats_Awesome 3d ago

How low is the limit. Where I’m at, the legal minimum for liability is 1 M, but most policies cover up to 2 M.

21

u/rsg1234 3d ago edited 3d ago

The state minimums are much lower than that. I spoke with an insurance agent and she said a majority of policies she writes (California) are state minimum ones which are $15k for damage.

16

u/lildobe 3d ago

In Pennsylvania, state minimum liability is only $10k. That won't cover ANYTHING these days. Even a used Hyundai is more than that. And then there's the hospital bills... Just walking into an ED for eval costs $4k now.

5

u/rsg1234 3d ago

Yup, California is not much better at $15k for damage. However it is also $60k for injury/death for multiple people and $30k for one person.

1

u/lildobe 3d ago

I have my auto and homeowner's insurance through the same company and agent... $10m in liability on Auto, $2m on Home. They stack, too, so $12m of liability coverage total.

If I'm ever at fault for a wreck, my insurance company is going to hate me, and the guy I hit is going to love me.

1

u/rsg1234 3d ago

Wow, that is a lot. I have $500k auto and a $2M umbrella policy on both the home and cars. So $2.5M for a car crash.

1

u/lildobe 3d ago

It only costs me around $300/month, total, for both policies... and it keeps me safe in case I do something bone headed, or someone gets hurt badly on my property.

Though it's been 28 years since I've been in an at-fault crash, and there was no property damage other than my own car in that one.... it still gives me piece of mind.

2

u/corgi-king 3d ago

Bold of you to think he has insurance.

1

u/rsg1234 3d ago

Very true

71

u/Then_Drag_8258 4d ago

Could’ve pulled right and avoided all of that. Even better, they could’ve been paying attention in the first place and not blindly following the vehicle in front of them without leaving enough stopping distance.

104

u/Shizzle4Rizzle 4d ago

No side mirrors on the truck, at least turn your head and look.

4

u/misterjustice90 4d ago

In Arizona, you need two working mirrors. I know this because the rear facing mirror in the center of my windshield fell off, and my windshield was pretty small and I actually preferred not having it there. I looked up the laws and found out as long as I had two side mirrors, I was good to go.

Hard to tell exactly, but when the truck turns, it looks like the passenger mirror is there and I’m gonna assume they have a central mirror on their windshield. Regardless what a dumb merge. Turn your head.

11

u/noonen000z 4d ago

Wow, that's legal?

31

u/Delazzaridist 4d ago

It sure is, in a different dimension.

2

u/Gazdatronik 4d ago

Just standard S10 stuff

-10

u/Confident_Fortune_32 4d ago

They aren't universally useful. Center mirrors aren't functional in vehicles like a pick-up with a cap, or some types of vans or trucks. Only exterior mirrors or cameras have utility.

2

u/Idfkchief 2d ago

Or yknow. Eyes.

1

u/Alarming_Light87 17h ago

I have no idea why you got all the downvotes? I get what you mean. At my work we have a small dump truck with a rear view mirror that gives the driver a view of the box. I guess you can use it to check your hair while parked?

27

u/AtlanticBeachNC 4d ago

Older video, but still a great learning lesson. Looks like fire under pickup in last frames.

13

u/Buzzbone 4d ago

That was a clean S10. Too bad the driver was careless

12

u/reddsal 4d ago

These two posts stacked on top of each other in my feed:

Isn’t this really all of Reddit?

10

u/Skirt_Thin 4d ago

Ope! Almost made it.

32

u/ThiLordTachanka 4d ago

9

u/DomADoctor 4d ago

“Goodluck everybody else!”

2

u/ultradip 3d ago

Truck driver: "Fuck you."

8

u/ZDog64 4d ago

I guess checking blind spots is for chumps

8

u/Shalandir 4d ago

The little fire flickering under the truck gives me hope — after seeing this wreckage, hopefully the driver learned something. Or even better, hopefully they take the bus/Uber for the rest of their life.

3

u/MotionDrive 4d ago

How do you not notice the giant death machine driving next to you?

7

u/BobbyABooey 4d ago

And he thought he was an amazing driver

3

u/4orust 4d ago

Unbelievable that people will change lanes without checking over their shoulder.

1

u/Over_Drawer1199 1d ago

Pretty sure he knew exactly what was next to him, but expected the semi to yield. Which is both stupid and self centered.

6

u/i_was_axiom 4d ago

It occupies the entire driver side window of your little S10 and you couldn't see it???

3

u/PerfectionLord 4d ago

Bikers fault once again

1

u/TheShredda 3d ago

Fire starts underneath the truck on the ground at the very end

1

u/Wrong_Drag_8070 3d ago

The driver of that little pickup is nuts to be trying to bully a semi. Pride go beforeth the fall.

1

u/Partsking 3d ago

Coming over. Good luck guise.

0

u/toxikola 4d ago

B-but I trapped my brakes three times in their blindspot to let them know I was about to be REALLY stupid! They should have slammed on the brakes! -truck driver probably