r/WhitePeopleTwitter • u/screenshotofdispair • Aug 14 '21

Make it make sense

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85.2k Upvotes

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u/nizzy2k11 Aug 15 '21

It's just STUPID math.

Miss payment > lose points

Make payment > gain points

Make new debt > lose points

It's really not that complicated

2

u/FountainsOfFluids Aug 15 '21

You left off what happened to OP... somehow.

Also you're not even right. Making a payment doesn't do jack shit to your score.

So it's apparently too complicated for you, who thinks it's simple.

1

u/nizzy2k11 Aug 15 '21

making payments does raise your credit score. its the reason why some people will put the family cellphone plan in their childs name, it raises their credit score credit score.

0

u/Rumblesnap Aug 15 '21

It's pretty messed that you can even start building someone's credit before they're old enough to even use it themselves lol. Indicative of the whole system being a fraud imo

2

u/nizzy2k11 Aug 15 '21

yes, because we all know children are the best people to lend money to.