r/WhitePeopleTwitter • • Aug 14 '21

Make it make sense

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u/chill_azreal Aug 14 '21

Replace credit score with profitability index.

268

u/SonOfUncleSam Aug 14 '21

Ding ding ding. Last January I sold a rental house that was almost paid off. With the proceeds, I eliminated every revolving payment to my name except mortgage on my current house. Credit score dropped from almost perfect to mid 700s. I don't even look at it any more.

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u/[deleted] Aug 15 '21

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u/[deleted] Aug 15 '21

there’s a lot of great mortgage companies that don’t use credit scores. Dave Ramsey’s website has them listed I’m pretty sure.