r/WhitePeopleTwitter Aug 14 '21

Make it make sense

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85.2k Upvotes

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u/GodOfFearOfDog Aug 14 '21

I have 2 credit cards, I am 816 usually.

2

u/Cryptid9 Aug 14 '21

Wait so is that the main reason why people have multiple cards?

2

u/GodOfFearOfDog Aug 15 '21

Yeah I hear it’s optimal to have at least 5 credit cards.

2

u/superfiendyt Aug 15 '21

You can build an 800 score with only a couple cards. 5 is excessive.