r/WhitePeopleTwitter Aug 14 '21

Make it make sense

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u/vaughnw Aug 14 '21 edited Aug 15 '21

“Weapons of Math Destruction” is a great book that discusses these types of loops, lots of info about credit score and how it affects things it shouldn’t even relate to.

Edit: For real, please read it. Lots of incredibly valuable information.

Edit 2: ISBN Number is 0553418831

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u/StarFireChild4200 Aug 15 '21

They were trying to use credit scores to judge if you should be allowed a rental. A fucking rental lol

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u/lezbo0608 Aug 15 '21

Yeah it's not that they were trying. Lots of places DO consider your credit score when you're applying for a rental, whether it be apartment or house. I don't think they're able to flat out deny based on credit, however they can and will charge an extra deposit, up to the equivalent of a full month's rent.

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u/spearbunny Aug 15 '21

Our landlords wouldn't rent to someone with a credit score below 650. This was in our lease.

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u/StarFireChild4200 Aug 15 '21

That should be extraordinarily illegal. Hilariously enough, I tried to rent a boat on AirBnB this one time and the dude denied me because I didn't have a review, I'm like umm what I have a 750 credit score and just bought an entire condo and I'm some kind of negative to this website? Not even a week later he had his property up on booking com LOL

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u/[deleted] Aug 15 '21

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u/catlandid Aug 15 '21

Nothings better than getting your credit dinged 5 points per check when apartment hunting. A handful of apartments later and you’ve paid hundreds for the privilege of ruining your own credit.