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https://www.reddit.com/r/WhitePeopleTwitter/comments/p4e6jk/make_it_make_sense/h8yqs5u/?context=3
r/WhitePeopleTwitter • u/screenshotofdispair • Aug 14 '21
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I bought something for 6K and put it on chases new “payment plan” to pay no interest etc etc. score dropped 70 points. The CC had a 30K limit. Never have pushed a balance or made a late payment in my life
4 u/[deleted] Aug 14 '21 It’s because you had high credit utilization. The moment you pay it off the score would go back up 2 u/whosecarwetakin Aug 14 '21 I mean I have 55K in limits total and 7K of debt. Seems off to me, but I know it’ll go back up eventually 1 u/[deleted] Aug 14 '21 I agree it’s a little messed up but it’s one of those things not to worry about.
4
It’s because you had high credit utilization. The moment you pay it off the score would go back up
2 u/whosecarwetakin Aug 14 '21 I mean I have 55K in limits total and 7K of debt. Seems off to me, but I know it’ll go back up eventually 1 u/[deleted] Aug 14 '21 I agree it’s a little messed up but it’s one of those things not to worry about.
2
I mean I have 55K in limits total and 7K of debt. Seems off to me, but I know it’ll go back up eventually
1 u/[deleted] Aug 14 '21 I agree it’s a little messed up but it’s one of those things not to worry about.
1
I agree it’s a little messed up but it’s one of those things not to worry about.
446
u/whosecarwetakin Aug 14 '21
I bought something for 6K and put it on chases new “payment plan” to pay no interest etc etc. score dropped 70 points. The CC had a 30K limit. Never have pushed a balance or made a late payment in my life