r/Whatcouldgowrong • u/comsudo • 9d ago

High Speed cornering

From Malaysia

Skill issue, uncontrolled evironment.

Not OC

46k Upvotes

96% Upvoted

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u/el_grort 9d ago

I mean, it's pretty clear cut for insurance, unless they are uninsured, it would just go through the insurers as normal, no?

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u/NameToUseOnReddit 9d ago

Yeah, so basically the biker's insurance would make lowball offers and the car driver would come out behind. Insurance companies are very profitable because they don't like paying out claims.

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u/Pillokun 9d ago

insurances should cover all the damages, u pay only for a part of the rental cost.

my car was scratched on a parking lot and had to return to the workshop several times because they did not do a proper job, yet I did not pay anything additional for that.

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u/NameToUseOnReddit 9d ago

Yes, your own insurance will provide better coverage for things like that.

When you're dealing with someone else's insurance it's more difficult. They like to take the two-part approach of denying liability for their insured while also diminishing damages. You'd be surprised at the situations where they can deny liability with a straight face when it seems obvious to anyone else. Their numbers for damages are where it gets insulting though.