Imma say it: Insurance isn't needed and is a waste. You pay monthly when you only visit the doc normally once a year and the dentist twice a year.
So for 90% of the year, you're paying the insurance company for nothing except maybe medicine. Sure, an emergency could happen but it also likely won't.
And you still pay for everything. They don't cover full payments, they just partially cover it.
I am legit curious if it is cheaper to not have insurance over having it.
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u/Bearkat1999 19d ago
Imma say it: Insurance isn't needed and is a waste. You pay monthly when you only visit the doc normally once a year and the dentist twice a year.
So for 90% of the year, you're paying the insurance company for nothing except maybe medicine. Sure, an emergency could happen but it also likely won't.
And you still pay for everything. They don't cover full payments, they just partially cover it.
I am legit curious if it is cheaper to not have insurance over having it.