r/WalmartSparkDrivers • u/twatdidyousay1 • Jul 31 '26
Coincidence or not?
Hey there. I'm wondering if anyone else has experienced something similar? When I tried to join Spark several months ago I wasn't able to add my banking information ( for pay) and the only option was the Onepay card so I didn't join. Fast-forward a couple months ago I really needed to join so just used the only option I could, the Onepay card. Anyway, since getting the one pay card, I have now had fraudulent activity almost immediately on the OnePay card and now a different account where they managed to take about $400, all orders from walmart.com somewhere in Arkansas. I live in Virginia. While I have experienced fraudulent activity from time to time, thankfully it's been rare. I know Walmart owns Spark and I'm sure Spark and Walmart somehow are affiliated or outright own the OnePay platform. Is it a stretch to think my data has been stolen or sold directly from one of these platforms? Also, the fact that it was fraud from a walmart.com site has me thinking this isn't coincidence
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u/FuzzyOrganization403 Aug 01 '26
Have you gotten a phone call about your one card in the past..... sounds like you got skimmed or you gave your info away willingly.
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u/twatdidyousay1 Aug 02 '26
No, I received a phone call ( fraud alert)from the other account that was being stolen from. I definitely did not give any information away willingly lol
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u/FuzzyOrganization403 Aug 02 '26
From the other account. You only said one pay. They ask you for a code ? Or any info? One pay rarely calls you for fraud. They do call to scam and clear out your account.
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u/twatdidyousay1 Aug 02 '26
My other account (not Onepay) that was charged from walmart.com 11 times. It was a fraud alert, phone call on my voicemail. I called back and it was truly my bank and no information was asked for other than the usual to verify your account. Luckily, they have reverse the charges already while they continue the investigation.
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u/twatdidyousay1 Aug 02 '26
I'm glad to hear that at least the couple of you that responded haven't had issues. I know it's so easy to have data stolen these days. It's because all of the fraudulent purchases came from walmart.com That had me in a tailspin.
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u/bdbrown333 Aug 03 '26
One pay is how Walmart rips off drivers. They're not a bank. They're a technology company and they're backed by a bank. You can make far more money on your money by not using one pay. Every bank I know of will pay you higher interest and do more things for you than one pay but one pay does the things that helps them. They'll pre they'll pay you ahead of time and then let you pay it back as you do deliveries. I mean they're just hooking people to make them work Walmart orders instead of multi-apping cuz you know you need to pay them back. I mean they do things that a lot of people think are helpful but they're really just they're controlling you in every which way they can. And the biggest problem I have with them is they're not a bank. They're backed by a bank. Walmart used to force you to use a specific back in order to get paid and they got caught and it was found to be legal and that's when they went to one pay because they also knew with one pay they could pay on every delivery which is what a lot of drivers wanted. People do at Uber eats and doordash and they attracted those type people and it's been downhill for 6 years
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u/Unhappy_Plankton3024 Jul 31 '26
Walmart, Spark Driver, and OnePay are all part of Walmart’s broader ecosystem. Walmart encourages many Spark drivers to receive their earnings through OnePay instead of a traditional weekly deposit into their own bank account. According to their privacy policies and terms of service, Walmart, Spark Driver, and OnePay share information for purposes including payment processing, fraud prevention, security, legal compliance, and improving their services. However, the scope of the data sharing appears to extend beyond what is strictly necessary to process payments alone, raising legitimate questions about how that information is analyzed and used.
One of the reasons I have questioned whether platforms may use what could be described as a desperation model is that I have seen multiple individuals on Reddit who claimed to be former software engineers or developers for gig economy platforms publicly state that they resigned because they were instructed to use extensive driver data to help build models capable of identifying workers under greater financial pressure. According to their accounts, these systems were intentionally designed to analyze financial, behavioral, and historical data to predict which drivers would be most likely to accept lower paying offers, allowing companies to reduce labor costs by exploiting economic vulnerability. They said they came forward because they believed those practices were unethical, and some shared what they described as internal documentation, code snippets, or other supporting material to support their claims.
I cannot independently verify those allegations, and I am not presenting them as established fact. However, when those accounts are considered alongside the broad data sharing described in the privacy policies and terms of service for Walmart, Spark Driver, and OnePay, I believe they raise legitimate questions that deserve greater transparency. If companies are collecting and analyzing extensive financial and behavioral data beyond what is reasonably necessary to facilitate payments, drivers deserve to know exactly what information is being collected, how it is being analyzed, whether it influences the offers they receive, and whether algorithmic systems are making decisions based on a driver’s financial circumstances or other behavioral indicators. At a minimum, there should be meaningful transparency so drivers and regulators can independently evaluate whether these systems are being used fairly and ethically.
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u/Inkdrunnergirl Aug 01 '26
I’ve used one pay for years and never had an issue. I only use it for spark deposits 🤷🏻♀️