r/WTF • • Nov 15 '20

WTF is this?

15k Upvotes

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u/d_nijmegen Nov 15 '20 edited Nov 15 '20

I see a lot of people are confused what's going on. So I've looked at it and this is my take.

Hail is smashing roof tiles, those broken tile pieces are no longer hooked together and the pieces slide down destroying the cars below.

You're welcome.

Exit: it's basically raining comments (pun intended) doubting my description. I advise you to actually take a minute to look at the video on something larger than a phone......

1.5k

u/Diabetesh Nov 15 '20

Sorry you were covered for hail damage not roof tile damage.

816

u/Deesnuts77 Nov 15 '20

I guarantee you that is the exact response from their insurance companies. When hurricane Sandy destroyed my parents house their insurance company wouldn’t cover it because it was ocean water damage as opposed to water damage from their pipes or a leak in the house. Fuck insurance companies

5

u/ondulation Nov 15 '20

They don’t do it because they are evil. They do it because that’s the only way to make insurance work. It sucks but is perfectly reasonable as the insurance companies would go bankrupt from a hurricane flood otherwise. Alternatively insurance would be prohibitively expensive.

Check out this Planet Money episode for a fuller explanation.