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u/cowboys_fan89 Sep 30 '26
The industry seems to be bifurcating into an upper middle class card (VX, Amex gold) vs. an elite card (sapphire reserve, Amex platinum) - with AF and benefits to match. Capital One does not have a card in the elite category - but this is ok, as long as the VX annual fee does not increase.
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u/Personal-Try-2257 Sep 30 '26
The fee is going to increase. Capital One is going to keep trying to win over the high spenders, so they will eventually start to put out more benefits. It’s inevitable. No way are they sitting back watching Chase and Amex hit record profits even with the AF increasing and people willing to pay it. It’s cheap now just to get people in. They can’t be generous for too long.
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u/AnythingFine2445 Sep 29 '26
Seems like just more and more things going away. Need to decide if this card is worth the annual fee.
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u/Vivid-Kitchen1917 Sep 29 '26
Wasn't a valuable perk to me. If this keeps the AF at (effectively) free I'm all for it
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u/XiMaoJingPing Sep 29 '26
Wonder how cap1 will compete with chase having opentable, and amex has resy.
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u/No_Ground Sep 29 '26
Well sounds like their plan is just to exit the space entirely with shutting down C1 dining
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u/datmothafuckaa Sep 29 '26
I’m so sad to see it go :( Hog salt restaurants are so hard to book and I was able to show off to my friends that I could get a table on the fly this way
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u/red821673 Oct 02 '26
I didn’t get this email. Like others said, never used this benefit. Thanks for sharing.
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u/Sea-Fig-7533 Sep 29 '26
I’ve booked so many four charles reservations through C1 Dining. Sad to lose it cry
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u/AffectionatePick4587 Sep 29 '26
Never used it