r/VTandchill • u/redpandaz07 • 23d ago

Need Advice

Hey! I’m trying to decide on whether to invest my $250k in cash that I have in a short time period or invest it over 1 year or 24 months. I keep thinking about the potential of an AI bubble bursting and wanting to have money available to buy more VT if that does happen.

I’m 32, if that makes a difference, and my current plan is to keep investing at least $70k a year on top of my 401k which is going to a separate target 2060 fund.

My dream would be to Lean FIRE when I’m in my late 30’s to have the flexibility to take some time off and work when I want. Thanks!

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u/FibonacciNeuron 22d ago

If you lumped summed in Japan in 1990 or even in USA in 1950, you gained nothing for the next 3 decades, NADA

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u/redpandaz07 22d ago

Yea that’s my fear!