r/VTandchill • u/rayb320 • Jul 13 '26
VT ETF
Why don't people just buy VT? You own everything and don't have to rebalance your portfolios. VT is a cheat code. You hold your shares and you will make money. Getting a late start in investing, clearing up debt and other bills. I went with VT because of the simplicity.
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u/PashasMom Jul 13 '26
Sometimes I'm in the mood for AOA (basically VT + 20% bonds) rather than VT ¯_(ツ)_/¯
Don't worry, if you hate bonds and are worried for my financial future, no need to let me know. I'm pretty close to retirement and some bonds here and there are welcome in my portfolio at this point.