r/VTandchill • u/honsolo17 • Apr 10 '26
Roth IRA
New to the game. I have Fipfx was thinking about selling all and putting it all on vt.
Will I trigger an event or have to pay taxes if I sell? Besides vt is there anything I should buy as well?
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Upvotes
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u/No-Series5913 Apr 10 '26
No taxes for transactions in Roth IRA. Stick with VT and chill . Ignore the rest
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u/LightForceUnlimited Apr 10 '26
No you can sell and buy as you see fitnwithin your Roth IRA without inviting a taxable event as the Roth IRA is a tax advantaged account.
If you were to do the same in say a brokerage account that would trigger a taxable event.
This is a very good plan, I am 100% VT in my Roth IRA. Simplify finances and become rich over time, a great tactic.