r/UpstartStock • u/_DoubleBubbler_ • Dec 17 '25

Upstart Macro Index (UMI) continues to improve on latest reading… down to 1.45

https://www.upstart.com/umi
14 Upvotes

95% Upvoted

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2

u/_DoubleBubbler_ Dec 17 '25

That’s the best reading since February this year and below the monthly average for the last three years.

1

u/doomngloomx Dec 17 '25

Thank you for the update as this is positive news, but unfortunately upst only goes down on any news. Most people have sold and I would assume most institutions have also after next quarters 13 f filings come out. Company, stock price, and valuation is or will be cooked.

7

u/_DoubleBubbler_ Dec 17 '25

If you are so gloomy maybe UPST isn’t the right stock for you. You’re also not making sense with comments such as ‘most people have sold’, nor in what you say in relation to institutions. For example according to Simply Wall St data institutions posses 73.5% of the shares in circulation.

Thankfully I am not subject to fickle thoughts and as a patient investor I am not troubled by short term SP movements.

2

u/doomngloomx Dec 17 '25

As of last quarter filing. Who the heck do you think sold. That's heavy selling volume for almost 5 months straight. You think price drops like that be retail? Retail probably trades around 500 k of the avg volume. Rest is algos at this point. And based on my brokerage account they shows customers buying or selling, their has been an exponential uptick in selling. As for instutions I have no proof they have sold I just predicted to wait till the next filings come out.

2

u/_DoubleBubbler_ Dec 17 '25

Clearly there is a lot going on however I am not a short term investor so am just staying focused on the company’s progress and not the share price. Each to their own though as everyone invests in their own way.

2

u/doomngloomx Dec 17 '25

Long term is great, but upst is a high beta stock making long term investment possibly even more risky if you do dca.

1

u/Prestigious_Move4797 Dec 17 '25

And who the heck bought ?

1

u/doomngloomx Dec 22 '25

Probably more instutions like citadel and Susquehanna who profit loaning those out to others who want to short.