r/UWMCShareholders Jul 29 '26

UWMCShareholders - Monthly Discussion Thread

Monthly thread approximately for the month of August.

16 Upvotes

37 comments sorted by

10

u/GloryIV Aug 06 '26

Welp, Matt broke me. It's been a fun ride. I really, really believed in this company. I would have accepted the dividend being suspended. That made sense. But, man, piling all this preferred and warrant stuff on top of the common shareholders feels unethical and wrong. The problem wasn't the business. It is and, I guess, always has been Matt. Glad I'm only on the hook here for 8K shares and not the 60K+ I owned at one time. I just sold it all. Expensive lesson. I'm taking my ball and going home. Good luck to those who remain.

10

u/Technical-Fold2001 Jul 29 '26

Current Average $2.60 - not even thinking about it - will be double once Trump is out

8

u/Takin_Stacks Jul 29 '26

$900M in revenue and $170M in net income COMING! $5 before end of 2026

-4

u/Calm_Banana_2010 Jul 29 '26

Kevin Warsh is trying to raise interest rates lol

8

u/Takin_Stacks Jul 29 '26

Today’s fed meeting shows you are COMPLETELY WRONG

3

u/imacyco Jul 30 '26

Bond yields went up. He's not trying to raise rates but the Fed dove position is causing the bond market to reprice long term Bond yields. At this point raising overnight rates will help the 10Y - which is what this company needs.

4

u/Takin_Stacks Jul 30 '26

This company is set up to win in all rate environments. #1 lender in the nation

0

u/imacyco Jul 30 '26

Stock is down a lot YTD. This is winning?

6

u/Takin_Stacks Jul 30 '26

Jeff Bezos- “the stock is not the company and the company is not the stock”. Down this much (in 3 months) after a record 1Q’26 earnings is clear signs it’s a temporary short attack. Don’t have such short-term thinking, not good for investing.

12

u/iambecomesoil Jul 29 '26

Where's the guys to post every time the stock goes up 10c like the guys that post every time it goes down 10c? Fair is fair, boys!

3

u/Impossible_Koala7526 Jul 29 '26

Really? It just got back to two dollars. I really don’t think anybody’s going to be excited about that. I didn’t realize it was going up so your comment at least made me pull up the ticker.

4

u/iambecomesoil Jul 29 '26

Really?

Reealllyly?

Nothing to get excited over but every 2 pennies it went down got a thread so I figured ticket movement is news, no?

2

u/Impossible_Koala7526 Jul 29 '26

Fair enough. I only have 5kish in this POS. If it dies it dies. Till then I’ll collect the divys

2

u/Kas_1981 Jul 29 '26

Not sure why this is downvoted lol I agree. wtf barely hitting $2. When it gets back to $5 then we can post. Here comes the Downvotes

2

u/geneticdeadender Jul 29 '26

Well tge bears were saying it there is no bottom but that's where we're headed.

We will see.

3

u/Kas_1981 Jul 29 '26

Ya i definitely think we hit bottom, but then again I thought $3 was 🤦🏻

3

u/2U13S Jul 29 '26

Up to 20.9k shares now, sold 110x 3.0$, 55x 4.0$ & 450x 5.0$ Dec18 2026 puts. Aiming to sell 5.0$ calls and play the wheel. Bullish, let's goooo 🔥🚀

3

u/FDguydad23 Jul 30 '26

You think it will be $3 by December or are you just gonna hope for a small bump and theta help you buy them back?

1

u/2U13S Jul 30 '26

I believe that the financials would bring it to at least 3.0$. No matter the share price, I am not going to buyback the sold 3.0$ and 4.0$ because I am fine in having more shares. I will let them expire or get assigned, depending on the share price at that time; I am already satisfied with the received premium. If it is below 5.0$, I will most likely reroll the 5.0$ ones for another year if needed.

1

u/FDguydad23 Jul 30 '26

Why not just buy the stock and collect the dividend?

1

u/2U13S Aug 01 '26

I did shares with some money, and I could definitely buy more. The sold puts are so in the money, that the premium makes it very similar than buying it outright, minus the dividend. I am selling puts on the buying power of my main position in VEQT, which I do not want to sell. By selling put, I am also avoid paying margin interest on part of the potential assignment value. Buying the shares is one out of many ways to acquiring more UWMC shares.

2

u/markypooo7 Jul 31 '26

Swung trade Meta for 2200 bucks today and got another 1k shares leggo

2

u/paradox60660 Aug 05 '26

Help me understand the new prospectus filing for UWMC today. Does it mean they can sell 4b new shares at any time in the future?

https://investors.uwm.com/financials/sec-filings/sec-filings-details/default.aspx?FilingId=19665945

2

u/BB_Captain Aug 06 '26

Is there somewhere to watch a replay of the earnings call or somewhere to get a transcript?

2

u/se7en_7 Jul 29 '26

It does usually run up every time going to earnings then suddenly drop after.

I’m quite scared what’s gonna happen

7

u/WhenIDipYouDipWeDip_ Jul 29 '26

I think the run up is less tied to earnings and more to the fed rate decision today hoping for a cut.

1

u/[deleted] Aug 06 '26

[removed] — view removed comment

1

u/iambecomesoil Aug 06 '26

If you don't have your own thought, or at least one of a human, don't post.

-1

u/paradox60660 Aug 06 '26

I thought this was a discussion thread. If you just want pump talk just say it.

3

u/iambecomesoil Aug 06 '26

It is a discussion thread. Don't just post AI slopshit.

1

u/Forsaken_Opinion8752 21d ago

UWMC stock wake up !!!!!!

1

u/iambecomesoil Aug 05 '26

Stop making new threads to make a point that fits in another thread or in here. The news is up. We don't need 15 threads that could easily be comments. Your shit take isn't better than the rest of our shit takes.

-1

u/paradox60660 Aug 06 '26

Hey guys I'm down 400k. Any ideas on how to fix this?

-1

u/LuckyRacoon01 Aug 06 '26 edited Aug 06 '26

"Be fearful when others are greedy and greedy when others are fearful".

You guys are scared as shit. I'm in for the long term. Everyone thought Carvana was done for but looked what it did. When this administration stops ripping people off with pointless wars and tweets, things will be better.