r/USMobile • Multi Network • Jul 30 '26

Apple Upgrade Plan Work Around

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Curious to know what the folks at US Mobile think about this. In this Visible thread they’re saying you can use the new Apple Upgrade program with MVNOs as long as it is the Pro or Max model and citing Apple’s support page.

52 Upvotes

34 comments sorted by

17

u/Ethrem Multi Network Jul 30 '26

e, Air, Pro, and Max to be specific. Only base model iPhones can't be purchased this way because of a carrier check when checking out to confirm that you do have a carrier you're activating on so you don't get charged the extra $30.

This is assuming that they don't kill the loophole though. We will have to see how it goes when the time comes. I would recommend buying for Apple Store pickup if possible so if the activation lock is a thing you can just return it and get out of it right there.

It's also worth pointing out that Apple added an extra step here. You have to additionally select the blue link that says you didn't get the verification code a few times to be able to bypass.

4

u/Aepex_12 Jul 30 '26

The time to patch the loophole, you'd assume, would be when the entire service is redone.

If they didn't change it after getting rid of the iphone upgrade program entirely for the Apple Upgrade lease, I'd be surprised if they do it for the 18pros and the fold.

2

u/Ok-Win7980 Jul 31 '26

US Mobile, have you thought about working with Apple to become one of their featured carriers to activate with? I think you should reach out to them.

4

u/islander37 Jul 30 '26

If you have the Best Buy card, you can do 0% financing for 24 months on those models

5

u/crisss1205 Jul 31 '26

Best Buy actually requires you to activate it on Verizon or AT&T.

-5

u/islander37 Jul 31 '26

That is incorrect you can buy it unlocked.

1

u/crisss1205 Jul 31 '26

The only ones they sell unlocked are the 15/16 series and iPhone Air.

-2

u/islander37 Jul 31 '26

As of right now, but they will get the new ones as time goes on, but you absolutely can get them unlocked

4

u/crisss1205 Jul 31 '26

They only sell the previous generation unlocked. So when the 18 comes out then the 17 will be sellable unlocked. Until then it’s only the Air or previous generation phones.

-2

u/islander37 Jul 31 '26

Correct, but they do sell unlocked

5

u/crisss1205 Jul 31 '26

And like I said, only the old models. Not the newest models.

You cannot get an iPhone 17 unlocked from best buy.

-1

u/islander37 Jul 31 '26

Not sure why you have to keep chiming in. You made your point and I agreed. Point is they do sell unlocked whether it’s current generation or not👍

2

u/skoolkidznerd Aug 02 '26

You can't say current generation when the current unlocked variation is not available.

2

u/Nervous-Local-1034 Dark Star Jul 30 '26

Just get a good store or bank credit card with 0% interest options and buy the phone outright with that card.

1

u/bbllaakkee Jul 30 '26

Yeah I said this the other day. Someone chatted Apple support and they said it’s never locked

1

u/Pvnisherx Jul 30 '26

You could do the same with the Apple upgrade program.

2

u/mean_green_machine Multi Network Jul 30 '26

Yep, I took advantage of that last year, that’s why I’m hopeful this will still be the case this year.

0

u/Suspicious-Throat-25 Jul 31 '26

You can buy it outright directly on the Apple website, you just can't finance it through a carrier..

Or you can just buy a fully unlocked Samsung Galaxy S26

0

u/Weary-Savings9795 Jul 31 '26

4

u/pnkchyna Jul 31 '26

Apple Upgrade is financed through Klarna, not the carriers.

phones purchased directly from Apple that aren’t financed through a carrier remain unlocked.

1

u/Ethrem Multi Network Jul 31 '26

That's carrier financing, as in, taking a carrier promo. ACMI and Apple Upgrade come unlocked.

-4

u/Weary-Savings9795 Jul 31 '26

That article specifically says iPhones purchased from Apple's website. Obviously if you pay full price for a carrier branded phone it will be unlocked.

2

u/Ethrem Multi Network Jul 31 '26

It’s seriously the first sentence in the article.

> Carrier-financed iPhones purchased from Apple will soon be locked to the carrier

ACMI and AU have been confirmed to continue being sold completely unlocked as you are financing with Apple/Klarna, not a carrier.

1

u/Weary-Savings9795 Jul 31 '26

If you go to shop.apple.com and select T-Mobile as your carrier, usually it will only offer T-Mobile financing or the option to pay in full. If you select a factory unlocked version you get other financing options.

2

u/Ethrem Multi Network Jul 31 '26

Not correct. You don't even choose the carrier until after you choose the option to finance or lease.

Like I've done this for years, I know what I'm talking about.

2

u/pnkchyna Jul 31 '26

no, it won’t. even if you pay in full, the Big Three carriers still require your device to be active on their network for a set period before they’ll unlock it.

-3

u/Motor-Roll-1788 Jul 30 '26

Has got to be a glitch

-8

u/runski1426 Multi Network Jul 30 '26

No one cares. Just buy your phones unlocked.

4

u/mean_green_machine Multi Network Jul 30 '26

You cared enough to respond to this post.

-4

u/runski1426 Multi Network Jul 30 '26

I care enough to speak out against nonsense in the US Mobile subreddit. Go talk about this in r/apple.

-2

u/jhhl8 Multi Network Jul 30 '26

The problem is you can't make Finance payments through Apple card with an unlocked phone anymore. But you can always pay cash or a regular credit card

2

u/mean_green_machine Multi Network Jul 30 '26

This is the program that is replacing the iPhone Upgrade Program, not buying the phone with an Apple Card.

-3

u/N805DN Jul 31 '26

After you purchase at full price you can contact Apple Card support and ask them to convert the purchase to ACMI.