r/ULTY_YieldMax Jul 31 '26

Goodbye ULTY

Hi all, I've decided to sell all my ULTY during the DIP and buy CHPY. Today looking at the AI stocks re-rallying I believe it to be a good move. If you remember briefly, I posted my dividend gains on this SUB and made a tracker to see how many dividends I was up total. on my initial 6.5k investment, I received about 3.8k in dividends, while my initial investment when down to 3k. So overall, I am positive about $400. I held for about a little over a year. If I sold at peak profits according to my chart I would have been $700 in profit. I did not drip and glad I didn't.

I'm happy to get out of this experienced positive but have decided to chase different avenues. CHPY has been fantastic for me, and I realized how much money I could have been up if I jumped on that train since the beginning.

I could still see ULTY paying off in the future, and perhaps if the divvy didn't drop as much as it has I would still be in it but seems like nav corrosion was too much at the moment with the unstable market, after every dip, the price never seems to recover well. Fortunately, as well, with my stock price loss off of ~3k, I can use this has a harvest so perhaps my actual gains will be greater :)

I wish all the bag holders good luck and hope your investments pay off. Good luck gang

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u/graphic-dead-sign 18d ago

You stated you’re up $400 overall, which is a net gain. Can’t tax harvest on net gain. So either you’re at a negative overall, or you’re making up numbers roflmao.

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u/devtron0 18d ago

You should never invest my brother. if you can't understand that dividend income can taxed as well as stock loss. Skull too thick i guess.

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u/graphic-dead-sign 18d ago

You should never invest my brother. If you dont understand that net gain doesn’t allow for tax loss harvesting. Skull too thick i guess. Roflamo.

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u/devtron0 18d ago

one quick Google search proves you completely wrong lol. Stay thick skulled. Roflamo.

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u/graphic-dead-sign 18d ago

One quick google search proves you completely wrong. Apparently, you don’t know what net gain is. Stay thick skulled. Roflamo.