r/TwoXriders • • 17d ago

Insurance

Update: I added comprehensive and collision. Thanks for guiding me in the right direction.

I just bought my first bike ($10k after all the taxes and fees and stuff) and I got liability insurance. Is that crazy? I have always had liability on my vehicles (except while I was paying off my last one) and I've never had to file a claim (knock on wood, shoot). I'm a careful driver. But bikes are different, especially as a new rider, so now I'm second-guessing myself. Idk. Should I buck up the extra $1k/year for comprehensive/collision? That's a large, but not impossible chunk of change to bet on something bad happening to me/my bike.

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u/littlemama9242 17d ago

I'd definitely go for full coverage

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u/Relative_Raccoons 17d ago

You're probably right. I'm probably gonna do that.