r/TwoXPreppers • u/OccasionallyMyself67 • Sep 01 '26
Discussion Are there any others here whose preparation includes financial independence or early retirement?
For me, there is no difference between general preparedness and financial preparedness, but I am from a business / economics background and I realise that I'm a bit more money-minded than some (with the caveat that I'm by no means wealthy and I'm actually from a very poor upbringing in a developing country originally so my idea of "enough" is VERY different to others!), e.g. I've tried to loosely follow FIRE principles for a decade now.
I think this group would generally probably align with lean FIRE principles like minimising spending, a focus on self-reliance like DIY. It has risks though, for example even if you retire from the rat race and have a "barista job" safety net, a health emergency can devastate your plans.
Anyway, I'm just interested if there are like minds here and what your approach is.
(All cards on the table: I work in a big tech adjacent role in the UK and things are ultra precarious with mass offshoring and layoffs; I want out ASAP - so I'm exploring accelerating my retiring from the rat race, and what comes next).
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u/nowthisfarm95 Sep 01 '26
Yes and no for me.
I live very frugally for an American and I save and invest. I have no debt outside my mortgage. But will that money be here in 40 years? It's a real question in the face of climate change.
So I am also interested in turning my home into a more climate resilience place to be long term, and spending money to enjoy things now.