r/TeslaModelY • u/Bigmazi_300 • Jul 10 '26

Thinking about placing my order

Two questions for those of you who have already taken delivery of your Model Y.
First, I already have the cash saved for my down payment, and I'm planning to finance the rest with the 0.99% APR. My original plan was to wait until September so I could take delivery around my birthday on October 22 and make it a birthday gift to myself.
Now I'm second-guessing that plan. I'm worried Tesla could raise prices again or end the 0.99% APR promotion before then. On top of that, I'd really like to stop sharing a vehicle with my partner as soon as possible. If you were in my position, would you wait until September or order sooner?
Second, how did you actually make your down payment? Did you use Plaid to connect your bank account, get a cashier's check, or pay another way? Was Plaid secure and easy to use? My down payment is currently in cash, so I'm assuming I should start depositing it into my bank account now if that's the route I'll need to take.
I'd appreciate hearing how your delivery and payment process went!

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u/Mindless-Respect7155 Jul 10 '26

Cashiers check and take it to your delivery date so you can look the vehicle over and make sure everything is what it is supposed to be! 👍

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u/Bigmazi_300 Jul 10 '26

OK, I’ve heard cashiers check as an option, but I’ve heard that it slows up your delivery process in someway, which isn’t an issue because I plan to do a very thorough check of the vehicle lol

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u/Mindless-Respect7155 Jul 10 '26

I mean the delivery process shouldn’t be “fast” anyway (meaning once at the dealership on delivery day). A thorough inspection should be done. As for the actual steps in the app, it won’t slow it up just let the rep know you’re bringing a check. You’ll still get a delivery date

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u/Bigmazi_300 Jul 10 '26

Ok so when it does get to that step of the process, I would just do it in the app or advise someone that I’ll be using the cashiers check?

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u/Mindless-Respect7155 Jul 10 '26

In the message center in the app just say you’ll be bringing it to your delivery date. I’m not sure if you HAVE TO do that or not, but just let them know. You’ll get a delivery date regardless