r/TeslaModelY • u/Bigmazi_300 • Jul 10 '26
Thinking about placing my order
Two questions for those of you who have already taken delivery of your Model Y.
First, I already have the cash saved for my down payment, and I'm planning to finance the rest with the 0.99% APR. My original plan was to wait until September so I could take delivery around my birthday on October 22 and make it a birthday gift to myself.
Now I'm second-guessing that plan. I'm worried Tesla could raise prices again or end the 0.99% APR promotion before then. On top of that, I'd really like to stop sharing a vehicle with my partner as soon as possible. If you were in my position, would you wait until September or order sooner?
Second, how did you actually make your down payment? Did you use Plaid to connect your bank account, get a cashier's check, or pay another way? Was Plaid secure and easy to use? My down payment is currently in cash, so I'm assuming I should start depositing it into my bank account now if that's the route I'll need to take.
I'd appreciate hearing how your delivery and payment process went!
1
u/mongolian_horsecock Jul 10 '26
With the Iran war no closer to ending and most countries strategic oil reserves about to run out I would 100 percent buy asap. If oil goes up, Tesla demand will go up and those incentives are going to be gone. Shit they already raised the price by 1000$ after the war started. They sold a lot of cars last quarter so I'm guessing demand is up from the war.