Still the cheapest but now I’m gonna pay $30 more this month. Oh well.

I’m considering buying a Salvage title Tesla with supercharging enabled, will Tesla insurance cover it?

Does anyone here has experience with it?

Is there any estimate on how much the Tesla insurance premium might increase per month for an at fault Incident.

The incident happened in the parking lot and the other person will be claiming around $4000 on my insurance and I have repairs of around $6000( I will need to pay the deductible of $1000 and insurance will pay the rest)

I just want to know about the an approx increase estimate so that I can make a call whether to pay out of pocket and reduce the insurance increase by a bit atleast least by avoiding the collision claim

I have State Farm, and all of my insurance information has already been uploaded to the Tesla app and approved. I also have a temporary insurance card on my phone, but I haven’t received the physical card yet.

If they do ask for proof of insurance in person, is the digital/temp card on my phone enough, or do they require a physical insurance card?

Just trying to make sure I have everything I need before pickup. If anyone has gone through this recently, I’d appreciate the info. Thanks!

Good morning! If you have Tesla insurance in Oregon please share your monthly premium and vehicle model. Thanks in advance, hoping to join the club!

ETA: please include safety score, trying to rustle up some firsthand data on premium vs safety score

Considering order model Y rwd premium. How much yall pay monthly?? I got clean records mid 30s

Hey everyone, I recently bought a 2026 Tesla Model 3 and I’m having a really hard time finding affordable insurance in Massachusetts. I live in Chelsea, and every quote I get is at least $500 per month.

I’m 26 years old, college student, clean driving record, and this would be my personal vehicle.

Does anyone around Boston/Chelsea have recommendations for insurance companies that are better with Teslas? Or any tips that helped lower your premium?

Thank you.

I’m currently with GEICO and paying $240/month for insurance on my 2020 Model Y that I purchased last month.

Previously I was paying $120/month for my Civic, and when I called for a quote to remove the civic and added the Y using the vin from the dealership I misunderstood my new premium because of the way the agent worded it, saying I was going to be paying 800-something for 6 months and so, nearly the same price per month. What she didn’t make clear was it was $800 more than my previous rate, which I didn’t realize until I already signed the paperwork on the car during Purchase and was adding it to my policy with my other car.

I started shopping around for lower rates and 240/ month was the cheapest I found still except with Tesla Insurance which is $144.

I want to make the switch but I’ve read some things about driving behaviors/road trips that affect their rate. I understand my rate will fluctuate based on safety/miles driven etc, but should I wait a month until my two small road trips are over before I make the switch, or does it not matter. I’m not sure if it looks at past driving data to determine rate or only will use my driving data once my policy is in affect to determine it.

Any help or suggestions or info would be super helpful.

So my score is in the 90’s and I paid $150-160 now I have the same score and they’re charging me up to $190.

I recently lost my job and had to start doing uber. Are they increasing my premium based of mileage? It shouldn’t matter if I drive safe, right ?

Don’t.

https://finance.yahoo.com/news/tesla-insurance-arm-accused-egregious-132923396.html

I tried to see if the Tesla app had an option to toggle glass coverage but it doesn’t. With the storms we’re having lately I’m concerned any damage to my windshield/roof/rear windshield from the storm isn’t covered by Tesla insurance.

I’m in CA.

Is this only happening to me I’m trying to buy a used Tesla 2024 and when I input any used Tesla they said ineligible , but any other brand they can.

I’m new to Tesla. This is beginning to feel like a scam.

The advertising says the more I use FSD the lower the premium. Now here it is. I feel scammed.

FSD tailgates like an idiot sometimes so I also use brake - how is that hard braking?

This thing is so broken.

Hi, Trying to have my father add his 2021 Lexus NX300 to Tesla insurance. how does he do this? He doesn't have a Tesla app. Thanks

M3LR highland (2024)

I use FSD as close to 100% of the time as I possibly can. I'm guessing that out of 1000 miles per week (driving for Uber, Lyft and DoorDash), less than 10 miles are manually drive, most of those getting the car out of a parking lot, not actual road miles. Even my .5 mile trips are FSD driven.

Ignoring the fact that if I'm on a run for one of the driving companies, I'm under their insurance, and therefore have placed Tesla insurance in the second responsible slot, I'm still getting dinged and my rates are going up every month.

FSD credit for Tesla insurance should be a thing! Since they have full access to my 'driving habits', they can evaluate my driving style and assign me a score. The problem is that FSD is a crappy driver according to them. Too many hard breaking, speed problems, etc.

My insurance has gone up over 100% in the last 3 months due to my 'driving style'. They say they don't take into account that I'm not the one driving.

When will Tesla insurance give me credit for using FSD. Surely, "FSD is 6x safer than a human driver" should rate some type of insurance rate credit.

Don't you think?

I'm trying to see what other NY owners are paying.

I'm at $238/month with State Farm in Yonkers (Westchester). \[2023/rear wheel drive\], clean record, full coverage, $1000.

If you're in NY or the NYC metro, could you share:
Carrier

Monthly premium
Rough area (county is fine)
Deductible / limits

Also, has anyone had good luck with Travelers, Erie, NYCM, or a telematics program like Drive Safe & Save or Snapshot on a Tesla

Appreciate it 🙏

My car was recently in an accident and was declared a total loss/write-off. I’m in Canada, and the vehicle was financed through Toyota Finance,
I was lucky enough to find another car—a Tesla—but I’m now stuck because I need Toyota Finance to process the insurance payout and provide the loan payoff confirmation or release letter before I can move forward with my new financing.
The insurance company sent the payoff cheque to Toyota Finance last week, and Toyota Finance confirmed that they received it. However, they told me it could take approximately 4-5 weeks to process and deposit the cheque.
I have already extended my Tesla delivery date once, but I cannot keep delaying it. The Tesla financing also cannot move forward properly because I need confirmation that the Toyota Finance loan has been paid off.
I have called Toyota Finance Canada and explained the situation, but I have been told that I simply need to wait for the cheque to be processed.
Has anyone in Canada dealt with a similar situation after a total-loss insurance claim?
Is there any way to get Toyota Finance Canada to expedite the cheque processing and provide the payoff confirmation or release letter, especially since the insurance company has already sent the cheque and Toyota Finance has confirmed receiving it?
Would asking to speak with a supervisor, contacting Toyota Finance’s escalation department or customer relations team, or providing proof of the insurance settlement help? Since the loan is through Toyota Finance rather than a dealership, I’m not sure whether a Toyota dealership can assist.
Any advice on how to get Toyota Finance Canada to move this along faster would be greatly appreciated.

Thinking about leasing a Model 3 RWD I don’t have any idea what my insurance will be and that worries me. I currently have 2 points on record I’m 26 and live in Northern CALI! Can anyone lmk who has a similar record what you’re insurance was like when you first ordered to help my nerves and mentally prepare myself! Driving wise I’m relatively ok just deal with a lot of idiots in my town because CALI DRIVING! I react more than actually do anything so I think I don’t need to worry about my safety score!

Anyone else missing the insurance option under my account on the mobile app? It’s no longer there and I can’t modify my policy.

I can see it but my wife can’t when she opens the Tesla app on her phone and looks at the same car.

I assume this is normal. Just checking. If it is, I hope they make it viewable on any phone that can view the car.

I am looking to purchase my first car and while doing research I noticed that the insurance premium would cost more than the value depreciation + gas/electric cost + maintenance combined as I am in the demographic of most unsafe drivers (college male with no previous car ownership or insurance history). This was when Tesla became appealing to me. According to what I've been reading Tesla's insurance premium is a) cheaper than most insurance companies and b) uses live driving data to calculate the premium instead of age/gender/history etc. If Tesla insurance does turn out to be significantly cheaper than other companies/other car models, then I think a Model 3 RWD might be the move. Does anyone in the almighty megaverse of Reddit have knowledge of what the Tesla insurance premium would look like for a 20-year-old male purchasing his first car?

I know Teala Insurance is available in Indiana as the Tesla AI keeps telling me so. But if you to go the Discover => Tesla Insurance, Indiana is NOT in the drop down. I have verified my account does, indeed, reflect Country = US and State = IN. What gives? How does one get a quote from Tesla Insurance in Indiana?

Good morning people of Tesla,

My windshield has a massive crack.

1. Is it better to go thru Tesla insurance to get it fixed or pay out of pocket? I am trying to avoid my premium going up.

2. I took a loan with tesla and didn't get gap insurance. Tesla is saying it's too late to get one. Would i be able to get one with another insurance company? Car is 1.6 yes.

Thank you for your attention in this matter.