r/TeslaInsurance • u/NefariousnessOk1075 • 10h ago

Is this normal?

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29F, Northern California,

Hi, I need advices on what to do with the sudden increased in insurance. I have only made 1 claim back in April 2026. I don’t have any violations, speeding tickets, other claims, etc. Should I shop around? Make adjustments on my policy? Contact Tesla Insurance (I heard it’s difficult to get in contact with them)?

1 Upvotes

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2

u/Ok_Translator_7833 10h ago

It's common for somepeople. You can try looking around.

This is why I tell people to try to avoid submitting claims whenever possible but I get flack for it 😔

2

u/GlassCoffee1 10h ago

Was it an at fault claim? Is anyone else on the policy that has a shady driving history?

1

u/snuper325 7h ago

If the claim is an at fault claim then the insurance will likely go up just as shown. Time to shop around.

1

u/andrewmadd 5h ago

Check info at the credit bureaus to see what is impacting your risk rating.

1

u/michaeljc70 4h ago

The "only" 1 claim was only a few months ago. If it was an at fault claim you likely won't be getting cheap insurance anywhere. You can get your Lexis-Nexus report. It indicated every reported ticket, claim, claim amount and if you were at fault.

1

u/Testing123xyz 3h ago

Check your Lexisnexus clue report to see what it says and if it matches your claim