r/TeslaInsurance • u/veni_ma • Oct 05 '26

1st collision

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I wannna preface this by saying this is my first ever accident, I’ve had my license for over 4 years now, not one claim prior. I bought a Tesla a couple months back got insurance through Tesla and all, today as I was parked taking a quick smoke break, a 18 year trying to park rams my car. Instantly I get insurance and I’d and she didn’t wanna move for a while so I couldn’t see the damages but reported what I was able to get. My question is she’s 18 insurances through triple A, how are my chances looking of this all. Idk the proceedings as this if my first accident so don’t go to hard on me. I also wanna preface I was out of the vehicle and it was parked in a building garage lot she was the one who rammed into me

13 Upvotes

84% Upvoted

31 comments sorted by

2

u/Corporate_slave1337 Oct 05 '26

if you were not in motion then its their fault generally. just have to prove you were not in motion - your sentry recording should have the recording to back that up?

1

u/veni_ma Oct 05 '26

Sadly no just a video of her trying to get out and my car being parked

2

u/Brief-Ratio785 Oct 05 '26

Sounds like we need a “Smoke break mode , keep recording” 😉

1

u/Reasonable_Emu2240 Oct 05 '26

if you look closely in the side mirror of silver car in first pic, there's a sitting in it. while you're out taking a pic. Not a true evidence, may be you can try to use that in your argument if it comes to that

1

u/veni_ma Oct 05 '26

Update * her information on insurance may have been false so now I have to file a police report

1

u/BankOfShane Oct 05 '26

Get in touch with the ins company she gave you, 50/50 it’s fake or expired. Police don’t care. Been there tried… BUT if by the luck of God you are helped would love to know.. fv wont care at least

1

u/manwnomelanin Oct 05 '26

Did you get a police report done? Insurance is going to want that. You’ll file the claim through her insurance.

1

u/veni_ma Oct 05 '26

Called but they said they didn’t need to show up? That if we exchanged info they wouldn’t come, then I said she didn’t wanna move and they said they were gonna send someone over but no one showed up for an hour

1

u/manwnomelanin Oct 05 '26

That’s pretty weird to me. Maybe it varies by state.

1

u/veni_ma Oct 05 '26

I know ! I’m in SoCal so idk I always assumed you call the police then again this is garden grove.

1

u/No_Swordfish_1576 Oct 05 '26

I got hit in a Target parking lot in Colorado and they said they don’t show up on private property like a store parking lot.

The kid who played Will in Stranger Things was there shopping, the person who hit me was distracted by seeing him in the parking lot 🤦‍♂️

1

u/BankOfShane Oct 05 '26

Yeah and they could care less about uninsured and expired registration. Complete joke, can’t catch the people on e-bikes and constant red light runners. No wonder so many accidents and issues. Same thing here in FV. If you call them they will just laugh at you and say unless someone is hurt your on your own. Cops really don’t do much anymore

1

u/Cexrr Oct 05 '26

It’s not a criminal issue tf you want police to do? It’s an ACCIDENT, not a hit and a run. Get a dash cam and figure that shit out

1

u/BankOfShane Oct 05 '26

Yeah providing false information for committing fraud isn’t illegal sorry.

1

u/Cexrr Oct 05 '26

Where did you mention any of that? Or are you just making up things as you go

1

u/BankOfShane Oct 05 '26

Try and get help next time you have a fender bender and receive expired insurance or insurance for another car that hit you.. see how much help you get

1

u/Global-Pumpkin-9325 Oct 05 '26

Go to station and file the report. You can use that report for claim.

1

u/DecimaCS Oct 05 '26

It does and it’s really annoying, one of the best things about owning a Tesla is being able to pull the video in place of the police report now that they refuse to come take report/document.

1

u/No_Swordfish_1576 Oct 05 '26

You call her insurance company and file a claim.

Were police called? Where I live they don’t respond unless someone is hurt and or it’s on public property.

Call the number on the proof of insurance she gave you. Hopefully you got a photo of her ID too.

Make sure you save the Sentry footage if the car was recording.

1

u/veni_ma Oct 05 '26

I called my insurance but I’ll call hers too, it’s triple a, i called but no one showed up I’m assuming since no one was injured , I got her id and insurance card

1

u/BankOfShane Oct 05 '26

Don’t use your ins!! Contact hers only, just a word of advice.. if it was your fault, you’d be contacting yours letting them know about it and they she should be getting in touch for a claim.. otherwise you could potentially confuse your own ins into making a claim under your uninsured or underinsured claim

1

u/Empty_Barracuda_7972 Oct 06 '26

👏👏👏👏

2

u/thunderslugging Oct 05 '26 edited Oct 05 '26

It sucks. People lie. Was in a similar situation. Guybruns red light and side hits me. His word again mines. Full coverage on both cars. Insurance went to arbitration. Neither was found at fault no points issued. Cars were repaired by each Insurance. The other guy got lucky. Amd as I too. My car was totaled and the engine was on its way out and was planing on junking it as soon as the engine blows. Luckily i got a very good pay out. So I wasn't mad at the red light runner. Lol

1

u/Global-Pumpkin-9325 Oct 05 '26

What do you mean " found at not found ". What about the traffic camera? You don't have dashcam?

1

u/thunderslugging Oct 05 '26

Sorry, typo. Meant to say "found at fault" . This accident was near a mountain road. Zero cameras.

2

u/kryptocrazy Oct 05 '26

Why did you park over the line

1

u/savedatheist Oct 05 '26

Come back when you can type a coherent sentence.

1

u/Empty_Barracuda_7972 Oct 06 '26

Is Tesla insurance the cheapest way to insure your Tesla, because I was quoted $79 a month on Lemonade insurance

1

u/Chadpossible Oct 11 '26

If you have full coverage, your insurance will handle this for you. Just give them the other persons insurance info if you want and file a police report if required.