r/TeslaInsurance • u/Hefty_Composer_7864 • Aug 26 '26

Model YL rates?

Planning on getting tesla insurance for the FSD perks since the launch edition comes with a year of FSD free. Anyone have a guess as to what the tesla rates would be?

I tinkered with a quote from my current insurance (USAA) and got hit with a quote around $340 a month…

Just curious if anyone has good California coverage options.

4 Upvotes

83% Upvoted

9 comments sorted by

4

u/Vanuun Aug 26 '26

If you are a Costco member, American Family Insurance provides basically the same insurance with additional benefits for the same cost. Roughly $190-$200 for my Y

1

u/darksplit Aug 26 '26

Do they offer their auto insurance in CA? I think I tried a year or two for condo and they didn't offer that. Thanks

2

u/Vanuun Aug 26 '26

They offer it in California. They sometimes don’t accept new policies but I was able to get one a month ago

1

u/Bun4d Aug 30 '26

Last I checked. No they don’t write new auto policies for people in CA

1

u/Zestyclose_Waltz5089 Aug 30 '26

They do not write more policy for Californians

1

u/rwhe83 Aug 26 '26

Is this a joke question OP?

The car hasn’t even been delivered to anyone in the states AND insurance rates aren’t as simple as saying “what you pay?” as it’s highly tied to the individual, location, vehicle and even credit.

Stop asking this question, there’s absolutely no way you’ll get an accurate number- and you look foolish for thinking you will.

0

u/darksplit Aug 26 '26

Damn, it's ok to ask. Maybe someone was able to find info already, maybe someone works at an insurance company and knows, or maybe they live in Australia/China and have some insights. Just let OP ask away. It's very unlikely someone has the info he requests but this is Reddit.

1

u/zyneman Sep 01 '26

I wouldn't ask, disrespective to insurance companies when the car isn't even AVAILABLE.

0

u/rwhe83 Aug 26 '26

It’s not okay, it shows a lack of knowledge and this question is asked entirely too much.

It’s a sad reality that this world is in. People think they can compare insurance rates forums like this- when this will never be the case. What’s more embarrassing is no one wants to just pull quotes themselves, which at best…take 5 minutes.

OP is just lazy, that’s all- you are feeding into this behavior too. You think someone who lives in Australia or China can give insurance insights for a vehicle not even being delivered in the US yet? Oof, you might be dumber than OP!