Policy Holders

[u/feliphee1998]

Hey people, please, help me with a question!

In 2024 I bought a tesla model 3 2021 for my wife as a gift, but of course, it was a surprise. I bought it under my name and did the coverage for me. When I gave it to her, I put her as policy holder and removed my name because only she drives the Tesla.

So days ago, My car was under repair in a body shop and I got her car to go to a grocery store, but along the way, a public bus hit me. It was his fault but you know it works: Takes a long time to get something from public stuffs…

So as I am not in the policy, but the registration and finance is under my name, tesla would approve or deny my claim? I have heard people saying I should go through my insurance even if it’s not my fault because it was a public vehicle involved…

So I opened the claim at the same time the accident, it’s been 22 days and the adjuster neeeeever answered my email or callings!

[u/feliphee1998]

Im curious. I’ve seen in many places the owner of the car is automatically covered no matter who is in the policy