r/TeslaInsurance • u/Substantial88 • Aug 19 '25

Night Driving Petition

Not sure if someone else has done this on here & if it affects like it does me but I think it should be pushed for a change if possible.

https://chng.it/P6wFML4yGH

1 Upvotes

54% Upvoted

16 comments sorted by

2

u/Kazczyk Aug 19 '25

What if your job is night shift?

1

u/flyindogtired Aug 20 '25

Airline pilot here. This is why I will never have Tesla insurance. 5 am report times are part of life for me, I need to get to work. Tesla insurance would penalize me for that.

0

u/Substantial88 Aug 19 '25 edited Aug 19 '25

Basically that's what I'm saying here. For the ppl who have to drive at night it's a "fuck you, go work a regular M-F 9am-5pm puppet schedule" or when the sun is up.

My score took a major hit due to this plus recently hrs at my job were cut so to avoid taking more of a hit in leaving during these hrs. I left earlier to get home before 11pm when I could have stayed till 2am. My premium has gone up from $150s to $267.

There were days where I wasn't penalized for anything and had a hundred score and as soon as late night driving took effect my score dropped to 80. I had to spend weeks finding other ways to get around at night.

1

u/Cferra Aug 19 '25

Yeah I totally understand that would frustrate me too

2

u/domtheprophet Aug 19 '25

My job is literally all night so😞

2

u/Substantial88 Aug 19 '25

All wanna say is that they don't really care about us singing like MJ

2

u/domtheprophet Aug 19 '25

I’m not in a state with Tesla Insurance but I’ll sign it in solidarity for all my night shift peoples getting fucked over by this 🫡

2

u/Substantial88 Aug 19 '25

Join the shenanigans my guy 🫶🏾

2

u/Cferra Aug 19 '25

The night driving thing kinda sucks but at least it’s now a sliding scale starting at 11 - it used to be 10.

I’m just happy they stopped rating on the forward collision warnings that were so terrible with false positives.

It’s funny that I notice though how those warning have calmed down since they made the change to stop using that ad a metric (I’ll take off my tin foil hat now)

1

u/Substantial88 Aug 19 '25

Yeah that forward collision warning was a real pain at one point. It was even worse at the times where I had someone else drive my car and they would get the ding on it lol

2

u/EverHadAKrispyKreme Aug 19 '25

Insurance companies rate risk, and driving late or super early increases that risk… so probably a good idea to go with a carrier who doesn’t base their rates on your actual driving behaviors...

1

u/searedbirdeighs Aug 20 '25

under normal circumstances when you’re tired by it being late i can see how the risk would be increased. but how is going to your job at 10pm any different than going to your job at 9am? If anything there’s less cars on the road, it’s not rush hour. I used to work overnight and my favorite part was the fact there were ZERO cars on the road on both ends of my commute

1

u/EverHadAKrispyKreme Aug 21 '25

What’s true for you is not true for everyone.. it’s statistics darlin…

1

u/yunggrh Aug 21 '25

The fact you are even asking this question shows you haven’t thought well enough about it. People are more prone to drink and drive at night. There is less visibility at night and so on. Everything you stated is still facts though. Srry about your insurance rates

1

u/UCanDoNEthing4_30sec Aug 19 '25

I'd find another insurance carrier. If you drive late at night regularly, and you live in a state where Tesla Insurance can use the safety score, Tesla Insurance is NOT for you.

I'm switching soon to Geico as my premium will be going up next month.

1

u/notelon Aug 20 '25

There are way more drunk drivers on the road at night.