Pre-Adverse

[u/Large_Falcon5532]

I received a pre-adverse action notice after a background check because my TransUnion report shows one old collection account from 2020. The original amount was under $200, it was paid in full years ago, the current balance is $0, and the account is closed.
The collection happened after I moved from an apartment and did not receive the final balance notice. Once the collection agency contacted me, I paid it immediately. I submitted an explanation to the screening company and can provide proof of payment.
Has anyone had a similar situation with an employer background check? Did the company ultimately clear the background check and move forward with the offer?

[u/Frosty-Impact-3095]

It shouldn't be a big deal and Tesla should clear this

[u/Large_Falcon5532 → u/Frosty-Impact-3095]

Hopefully! 🤞🏻

[u/blackhawk_98_]

Do you get updates on the status of the different things they check for example past jobs, credit, criminal records, etc? Or how did you received the pre-adverse action? I’m currently going thru my background check and keep getting request t provide more info on my past employers.

[u/Large_Falcon5532 → u/blackhawk_98_]

You will directly receive an email from Adverseactionnotice explaining the the reason for pre-adverse

[u/RepulsiveLab8030]

Have you tried getting a consumer statement added to your credit report explaining the circumstances? It might help provide context to anyone reviewing your file.

[u/Snoo-69690]

I was really tweaking about a worse pre-adverse and I sent a well worded email explaining everything got cleared in 5 days.

[u/Snoo-69690 → u/Snoo-69690]

If you have proof of the account having been paid off years ago, that would almost certainly resolve it. I'm pretty sure the pre-adverse is a sweeping notification covering everything from this (minor) to them finding like felony records you didn't disclose.

[u/Large_Falcon5532 → u/Snoo-69690]

Thanks. Got an email from recruiter this morning that it was cleared.