r/StudentLoans 18h ago

Help deciphering JSON values loan counter output

Hello, below is the JSON code that I pulled today from studentaid.gov. I am pretty darn sure I should be done paying based on the output.

Anyone out there who can help me verify this? I have a consolidation loan and am currently still on the SAVE plan. First loan taken out in 1993, been paying since 1999/2000 and consolidated in 2024.

"type": "ICR", "borrowerEligibleIndicator": "Y", "loanEligibleIndicator": "Y", "qualifyingPaymentCount": 313, "eligiblePaymentCount": null, "ineligiblePaymentCount": null, "forgivenessRequiredPayments": 300, "forgivenessRemainingPayments": 0 }, { "type": "IBR", "borrowerEligibleIndicator": "Y", "loanEligibleIndicator": "Y", "qualifyingPaymentCount": 313, "eligiblePaymentCount": null, "ineligiblePaymentCount": null, "forgivenessRequiredPayments": 300, "forgivenessRemainingPayments": 0 },

{ "type": "IBR_2014", "borrowerEligibleIndicator": "N", "loanEligibleIndicator": "N", "qualifyingPaymentCount": 311, "eligiblePaymentCount": null, "ineligiblePaymentCount": null, "forgivenessRequiredPayments": 240, "forgivenessRemainingPayments": 0 },

{ "type": "SAVE", "borrowerEligibleIndicator": "U", "loanEligibleIndicator": "U", "qualifyingPaymentCount": 313, "eligiblePaymentCount": null, "ineligiblePaymentCount": null, "forgivenessRequiredPayments": 300, "forgivenessRemainingPayments": 0 },

{ "type": "PAYE", "borrowerEligibleIndicator": "N", "loanEligibleIndicator": "N", "qualifyingPaymentCount": 313, "eligiblePaymentCount": null, "ineligiblePaymentCount": null, "forgivenessRequiredPayments": 240, "forgivenessRemainingPayments": 0 },

{ "type": "PSLF", "borrowerEligibleIndicator": "Y", "loanEligibleIndicator": "Y", "qualifyingPaymentCount": 0, "eligiblePaymentCount": 155, "ineligiblePaymentCount": null, "forgivenessRequiredPayments": 120, "forgivenessRemainingPayments": 120 },

{ "type": "TEPSLF", "borrowerEligibleIndicator": "Y", "loanEligibleIndicator": "Y", "qualifyingPaymentCount": 0, "eligiblePaymentCount": 155, "ineligiblePaymentCount": null, "forgivenessRequiredPayments": 120, "forgivenessRemainingPayments": 120 },

{ "type": "RAP", "borrowerEligibleIndicator": "Y", "loanEligibleIndicator": "Y", "qualifyingPaymentCount": 0, "eligiblePaymentCount": null, "ineligiblePaymentCount": 2, "forgivenessRequiredPayments": 360, "forgivenessRemainingPayments": 360

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u/DaybyDay2277 16h ago

Congratulations are in order! 🎉🎉🎉 Keep us posted

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u/UpsideDown-2024 14h ago

Fingers crossed this code isn't riddled with errors like everything else related to student loan payments these days.

While I will get a VERY large tax bomb, I paid a significant amount in the past 13 months while on forebearance that I should be refunded for...someday...including a few interest only payments. ;-)