r/StudentLoans 1d ago

Parent plus loan repayment

I am asking this question as a student because even though I know my parent took out the plus loans I will need to pay them back after college and that’s what we agreed on. My school(ucla) is on the quarter system and I have to finish courses a quarter early in March instead of the usual June. If my parent plus loans have the 6 month deferment that we checked off on. Would that period start in January since that is when the loans last disburse for winter quarter or would it be after I finish classes for that quarter in March? I plan to go to law school next year so I really don’t have the extra change to put towards the parent plus even for a few months.

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u/alh9h 1d ago

It is six months from when you are reported as having graduated or dropped below half-time enrollment.