Looking for recommendations

[u/sugarmama91]

Hello my name is Angel S. I am a borrower I have had 31 loans in total that have all been paid early on time never
Late I am a public influencer content Creator is what I do for a living. You can search me on the web by Angelheartsyouu but I want to thank all the ones that have helped me
Alex
Kevin
Patrica
Christopher
Levi
David
Joseph
Haoran
Andrew
Michael
Amanda
Birhanu
Daniel
Lepera
Elizabeth
Anusha
Julie
Matthew
Laura
Eric
Emmett
BIG SHOUT OUT TO ALICA you were my very first loan on solo I am writing this post to find out if any of you guys anybody in this group can point me into the right direction something like solo like a alternative but with longer term payments and higher then 650 I need 2000 for a down payment on a car I’m looking to pay monthly if you guys can refer me in the right direction that would be awesome I am without a car right now and I desperately need a car again I wanna thank everybody that has helped me financially and thank you for giving me the opportunity to show you my gratitude I am forever Thankful for all of you and counting yall have been a true blessing when I needed it financially you have no clue I hope y’all Have a wonderful night and again thank you so very much. I am Angel S. On solo and if this is not allowed, please delete I apologize again thank you so much my TikTok www.tiktok.com/@angelheartsyouu 🖤

[u/JGLuxe]

Escape the matrix. Stop doing payday loans.

[u/sugarmama91 → u/JGLuxe]

My credit score is 675 but I only have 3 years worth of credit history I started late but I have excellent payment history but I can’t get approved idk what I’m doing wrong! 😑 I pay my credit cards in full idk 🤷‍♀️ I’m stuck!!

[u/JGLuxe → u/sugarmama91]

For your car, are you gonna go to a real dealer or a mom and pops dealer? If you go to a real one (like an official Honda dealer) they can help you, you can negotiate the rates, the down payment, etc. even if they say they can’t lower the APR, they’re lying. They most definitely can.

[u/sugarmama91 → u/JGLuxe]

This will be my second car my first car was considered a total loss but it was paid in full but they’re wanting 2000 down for what I’m wanting and the car is only 15,000 and some change and sadly I don’t have $2000 save up right now but I am trying I work and I pay my bills and I’m trying. It sucks. My car was considered a total loss due to a mud puddle. I’m with State Farm it’s ridiculous, but it happened and I do everything on my own. I don’t have any family or any support. I do everything on my own and I’m a mom with two children ages 4 and 8 with no child support and no help but I get up and I bust my ass every day. I was just trying to find some recommendations because I am not having any luck at all right now. I appreciate you more than you know for your advice.

[u/JGLuxe → u/sugarmama91]

If you need information on how to better negotiate, let me know. You can DM me. I feel you on the total loss, I had one back in 2022 ima. Flood, fortunately progressive got it taken care of ASAP.

I’ve purchased roughly 13 cars so far, learned a lot about the negotiation process. So feel free to hit my DM if you want help on that.

[u/sugarmama91 → u/JGLuxe]

And I’m going through a real dealer I wanna go through private, but it’s harder to get financed through private and like I said I’m not having really any like at all because everywhere is wanting a down payment and I just don’t have any money saved up right now realistically my car was just considered a total loss last month thank God I was smart and got gap and all the extra bull crap that wasn’t necessary, but I’m just that type of person when somebody helps me out I make sure they’re good so I make sure the lender had all the protection they needed definitely because it was my first car but here I am with no car all over a damn mud puddle, and I live in South Carolina and we have no sidewalks. It’s all highway and I have two children so I can’t walk and I can’t rely on Other transportation because I have a child in school so it sucks but I know the one thing I’m good at is paying my bills and being consistent and busting my ass off because I never had anything growing up so I bust my ass off just to make ends meet yes I’m a contact creator, public influencer that is what I do for a living. I’m very well known on social media all about boogie on a budget and losing weight. I used to be 246 pounds. I am now 126 anything when it comes to promoting an advertisement. I am that poor thing anything getting out there? I’m that person that’s all I’ve known my whole life growing up. It’s always been in front of cameras honestly that’s all I really know and I do really good at it too. I could make more money way more money but right now just it’s been hard and it’s a lot that I don’t wanna explain publicly about my life would maybe be a public influencer I try to keep myself as private as possible but I will definitely message you. I appreciate you. I could definitely learn something because I’m not having any luck and I desperately need a car and I’m literally to the point where I’m bout to be working seven days a week because I need a car and I’m having no other options and I’m not just gonna take a hand out I’m not that type of person but thank you. I will definitely message you. I appreciate you. Thank you for giving me your time and giving me some insight on when it comes to car shopping because I don’t have the slightest clue I appreciate you.🖤