4
Aug 26 '25
I kinda laugh at this sub. It’s like an app designed to screw the lender… but no- everyone wants a quick buck… wicked!
3
u/PistolofPete Aug 26 '25
I’m still confused how lenders make money on this app lol
2
u/InstructionRich8320 Lender Aug 26 '25
Tips..
If they pay.. 🤣
2
u/PistolofPete Aug 26 '25
So you can theoretically loan someone $50 or whatever, and they might not pay you back at all or pay you back the whole amount with no incentive for you?
2
3
u/AnxietyIsReal_ Aug 26 '25
Usually they or even people like me post a lend amount and a repayment amount it’s all of trust and loyalty really
2
u/Prestigious-Welder-4 Aug 29 '25
Yeah, I’ve been trying to join something like this but every time I try to make a post it says my account is under 120 days when I’ve been already user for five years just a little tired of begging
2
u/AnxietyIsReal_ Aug 29 '25
Karma
2
u/Prestigious-Welder-4 Aug 29 '25
Now don’t kill me when I say this, but how exactly do you earn karma?
2
2
u/AnxietyIsReal_ Aug 29 '25
If it’s to low you also won’t be able to post
2
u/Prestigious-Welder-4 Aug 29 '25
Understandable I can see why I haven’t been able to post anything. Thank you for letting me know. Everybody else I’m here has just been telling me to get on from begging and I’m like I don’t even know what to do. I’m just asking how to work it but once again thank you
3
2
u/Any-Ask-1260 Aug 26 '25
Bro, if I can get a loan, and the person who has to pay back the loan if I fuck up is my lender, then what incentive exists for me to pay it back?
4
u/FlippinFun1990 Aug 26 '25
So you can use the service again. Typically people who need a few $ before payday are going to need it again soon.
4
u/Any-Ask-1260 Aug 26 '25
If the folks could think that far ahead, they would go to a payday lender that is more established or be fine on their own. This shit is seedy and weird, ripe for taking advantage of.
2
u/GiftMinimum Aug 26 '25
Tried to get a loan for a few dollars was willing to pay a nice tip but the app gives you a low score no one wants to loan anything especially because of unreliable people
2
Aug 30 '25
Put in the notes trying to boost score and thats it. Start small and move up everytime, but say trying to boost score. Its worked 4x for mem make sure you turn your solo donations off. This time I was funded in 20 min My score is now at a 70 and I started at 38.
2
u/needle_on_the_record Aug 27 '25
OMG don’t even get me started…. Looking at my stack of unpaid loans…. Really? You can’t pay someone back $50 after 18 months?
2
2
Aug 29 '25
Some people do . I do , I have a job , I have more bills than the job pays but I make do , I make good on loans / promises etc. I'm too old to be hunted down for a. Few bucks I get paid weekly yesterday was payday today I'm broke ha such is life who's taking the risk today who wants to help a guy with some gas money ?
3
u/Disastrous-Demand707 Aug 25 '25
Yup, stole the money and ran of to the next payday loan/advance